Social EngineeringFinancial ServicesFinancePhishingStolen CredentialsCustomer Data InvolvedDelayed DiscoveryIdentity (basic)Government IDMediumContained

West Florida Banking Corporation

bd_474eda194b067d3b · schema v1 · pii pii-v1

Severity

Medium

Discovered

May 7, 2025

Filed

Feb 13, 2026

To disclose

40 weeks

Affected

Not disclosed

Linked

6 filings

Confidence

67%

Full breach record for West Florida Banking Corporation →

West Florida Bank Corporation notified consumers of a security incident where unauthorized access occurred on April 15, 2025, due to a social engineering scheme. The bank discovered suspicious activity on May 7, 2025. No evidence of misuse was found. The bank is offering 12 months of credit monitoring and fraud assistance. Approximately 6 Rhode Island residents are impacted.

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Vermont clock✗ VT AG >45 bday40 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

undetected · 22 days

discovery → filing · 40 weeks / 282 days

Apr 15, 2025

Begins

May 7, 2025

Discovered

Feb 13, 2026

Filed

vs. sector median

+32 wks slower

This filing is one of 6 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (5) · sorted by filing gap

Maine State AGbd_03a9c377e151faa32026-02-13Candidate
Indiana State AGbd_19c4e24cf02677802026-02-13Verified
New Hampshire State AGbd_2b2e3d456c1e1a8a2026-02-13Verified
Massachusetts State AGbd_3a97ae58fe366def2026-02-13Verified

Show 1 more filing ↓

Indiana State AGbd_560d94fb8a86f80f2026-02-13Verified

Name: West Florida Banking Corporation
norm: west florida banking
Domain: flagshipbank.com

Name: West Florida Banking Corporation
norm: west florida banking
Domain: flagshipbank.com
Industry: Financial Servicesllm

Discovered: May 7, 2025
Breach occurred: Apr 15, 2025
Undetected for: 22 daysoccurrence → discovery
Materiality determined: —
Notification sent: Feb 13, 2026
Affected individuals: Not disclosed
Data types: Identity (basic)Government ID
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing LinkT1078 Valid Accounts
Threat actor: ExternalFinancial
Regulator citations: Notifying state regulators
Initial access: phishing_link

During the incident: Took steps to secure our network
Launched an investigation
Conducted a review of relevant systems
Providing you with access to Single Bureau Credit Monitoring/Single Bureau Credit Report/Single Bureau Credit Score services at no charge
Providing you with proactive fraud assistance
Updating administrative and technical safeguards
Providing additional cybersecurity training for our personnel
Notifying state regulators
Changes made: Updating administrative and technical safeguards
Providing additional cybersecurity training for our personnel
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 40 weeks(282 days from discovery to filing)
Compliance flags: VT AG >45 bday
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 6 filings · 5 states

View merged incident ↗

Maine State AGFeb 13 · first

Indiana State AGFeb 13 · first

New Hampshire State AGFeb 13 · first

Massachusetts State AGFeb 13 · first

Indiana State AGFeb 13 · first

Vermont State AGFeb 13 · first · this page

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://ago.vermont.gov/document/2026-02-13-west-florida-bank-corporation-data-breach-notice-consumers
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Feb 13, 2026
Raw hash: ea284ffbeadadeab114dfef387a0dcb6103e89d82e8d8e23f238b163c7a68577

Linked disclosures

Regulatory filings (5) · sorted by filing gap

Reporting entityWest Florida Banking Corporation

Victim entityWest Florida Banking Corporation

Incidentdiscovered May 7, 2025

Stated responseTook steps to secure our network

ComplianceVT AG >45 bday

Extraction provenanceno artifact recorded

Source provenanceago.vermont.gov