Social EngineeringFinancial ServicesFinancePhishingStolen CredentialsCustomer Data InvolvedTargetedIdentity (basic)Government IDFinancial accountHighContained

West Florida Banking Corporation

bd_03a9c377e151faa3 · schema v1 · pii pii-v1

Severity

High

Discovered

May 7, 2025

Filed

Feb 13, 2026

To disclose

40 weeks

Affected · nationwide

3,9962 in this filing

Linked

6 filings

Confidence

66%

Full breach record for West Florida Banking Corporation →

West Florida Banking Corporation experienced a social engineering breach on April 15, 2025, discovered May 7, 2025. Unauthorized access affected 3,996 individuals, including 2 Maine residents. Compromised data included names, SSNs, and financial account info. Notices sent Feb 13, 2026. Law enforcement notified; credit monitoring offered.

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Maine clockDiscovered May 7, 2025 → Filed with AG Feb 13, 2026282d ✗ ME AG >90d40 weeks discovery → filing

⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 22 days

discovery → filing · 40 weeks / 282 days

Apr 15, 2025

Begins

May 7, 2025

Discovered

Feb 13, 2026

Filed

vs. sector median

+32 wks slower

This filing is one of 6 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (5) · sorted by filing gap

Indiana State AGbd_19c4e24cf02677802026-02-13Verified
New Hampshire State AGbd_2b2e3d456c1e1a8a2026-02-13Verified
Massachusetts State AGbd_3a97ae58fe366def2026-02-13Verified
Vermont State AGbd_474eda194b067d3b2026-02-13Verified

Show 1 more filing ↓

Indiana State AGbd_560d94fb8a86f80f2026-02-13Verified

Name: West Florida Banking Corporation
norm: west florida banking
Domain: flagshipbank.com
Industry: Financial Services

Name: West Florida Banking Corporation
norm: west florida banking
Domain: flagshipbank.com
Industry: Financial Services
Industry: Financial Servicesllm

Discovered: May 7, 2025
Breach occurred: Apr 15, 2025
Undetected for: 22 daysoccurrence → discovery
Materiality determined: —
Notification sent: Feb 13, 2026
Affected individuals: 3,996state + nationwide
Data types: Identity (basic)Government IDFinancial account
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing LinkT1078 Valid Accounts
Threat actor: ExternalFinancial
Regulator citations: Notified federal law enforcement regarding the eventProviding written notice of this incident to relevant state and federal regulators
Initial access: phishing_link

During the incident: Notified federal law enforcement regarding the event
Providing access to credit monitoring services for twelve (12) months, through TransUnion
Providing impacted individuals with guidance on how to better protect against identity theft and fraud
Providing written notice of this incident to relevant state and federal regulators
Providing written notice to the three major credit reporting agencies, Equifax, Experian, and TransUnion
Changes made: Implementing additional safeguards and training to its employees
Updating administrative and technical safeguards
Providing additional cybersecurity training for personnel
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 40 weeks(282 days from discovery to filing)
Compliance flags: ME AG >90d · 282dME resident >180d · 282d
Discovery-date grounding: AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: May 7, 2025
→ Filed with AG: Feb 13, 2026
282d 90 days ME AG >90d
Maine
Discovered: May 7, 2025
→ Notified: Feb 13, 2026
282d 180 days ME resident >180d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: May 7, 2025 → Filed with AG: Feb 13, 2026	282d	90 days	ME AG >90d
Maine	Discovered: May 7, 2025 → Notified: Feb 13, 2026	282d	180 days	ME resident >180d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 6 filings · 5 states

View merged incident ↗

Indiana State AGFeb 13 · first

New Hampshire State AGFeb 13 · first

Massachusetts State AGFeb 13 · first

Vermont State AGFeb 13 · first

Indiana State AGFeb 13 · first

Maine State AGFeb 13 · first · this page

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/f91c16f8-8948-4252-965c-f17db51e2737.html
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Feb 13, 2026
Raw hash: 86ff8badf3812e3c6db701383bbdf9e827f0f4a47564025febefcce9da733fa3

Linked disclosures

Regulatory filings (5) · sorted by filing gap

Reporting entityWest Florida Banking Corporation

Victim entityWest Florida Banking Corporation

Incidentdiscovered May 7, 2025

Stated responseNotified federal law enforcement regarding the event

ComplianceME AG >90d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov