HackingFinancial ServicesFinanceStolen CredentialsData ExfiltratedTargetedIdentity (basic)Government IDHighContained

Payactiv

bd_384bdccd7645f4e1 · schema v1 · pii pii-v1

Severity

High

Discovered

Aug 19, 2025

Filed

Oct 11, 2025

To disclose

8 weeks

Affected

18,085state residents only

Linked

11 filings

Confidence

69%

Full breach record for Payactiv →

Payactiv, Inc. disclosed a cybersecurity incident affecting 18,085 Washington residents. Unauthorized access occurred between April 3 and August 20, 2025. Payactiv discovered the incident on August 19, 2025, and began notifying residents on September 29, 2025. Compromised data included names, dates of birth, and Social Security numbers. Payactiv engaged third-party experts, notified law enforcement, and offered one year of credit monitoring.

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Washington clock⏱ WA AG >30d8 weeks discovery → filing

⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 138 days

discovery → filing · 8 weeks / 53 days

Apr 3, 2025

Begins

Aug 19, 2025

Discovered

Oct 11, 2025

Filed

vs. sector median

2 wks faster

This filing is one of 11 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

Oregon State AGbd_3ce26a4c298b1b782025-10-11Verified by operator
Massachusetts State AGbd_8be66137203225392025-10-11Verified
Maine State AGbd_cba3b5443bba44b32025-10-11Verified by operator
California State AGbd_f8b2d1de52f6d8942025-10-11Verified

Show 6 more filings ↓up to 88d gap

Vermont State AGbd_3157c62a8df34b922025-09-30 · +11dVerified
Nebraska State AGbd_6126269966c2978a2025-09-29 · +12dVerified
New Hampshire State AGbd_7e085442c1731a302025-09-29 · +12dVerified
Montana State AGbd_e3ea6aa0a8094db52025-09-29 · +12dCandidate
Indiana State AGbd_69970be9b9ebe3362025-09-25 · +16dVerified
Texas State AGbd_e018df5178963fbc2026-01-07 · +88dVerified

Name: Payactiv
norm: payactiv
Domain: payactivapp.com

Name: Payactiv
norm: payactiv
Domain: payactivapp.com
Industry: Financial Servicesllm

Discovered: Aug 19, 2025
Breach occurred: Apr 3, 2025 – Aug 20, 2025
Undetected for: 138 daysoccurrence → discovery
Materiality determined: —
Notification sent: Sep 29, 2025
Affected individuals: 18,085state-resident count only
Data types: Identity (basic)Government ID
Data elements: NameSocial Security numberDate of birth
WA-stated cause: Unauthorized Access
WA-stated duration: lifecycle 100-199dexposure 100-199d
WA-stated discovery: Found while ongoing
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid Accounts
Threat actor: External
Regulator citations: Notified Washington Attorney General
Initial access: valid_credentials

During the incident: Activated response protocols
Launched an investigation with the support of third-party cybersecurity experts
Law enforcement was notified
Began mailing notification letters via First-Class mail
Offering one year of complimentary access to a credit monitoring and identity protection product
Established a dedicated, toll-free call center
Changes made: Taken steps to enhance its existing security measures
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 8 weeks(53 days from discovery to filing)
Compliance flags: WA AG >30d
Discovery-date grounding: AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 11 states

View merged incident ↗

Indiana State AGSep 25 · first

Nebraska State AG+4d

New Hampshire State AG+4d

Montana State AG+4d

Vermont State AG+5d

Oregon State AG+16d

Massachusetts State AG+16d

Maine State AG+16d

California State AG+16d

Washington State AG+16d · this page

Texas State AG+104d

Pattern: first filing Sep 25 (IN), last Jan 7 (TX) — a 104-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://agportal-s3bucket.s3.amazonaws.com/databreach/BreachA34912.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Oct 11, 2025
Raw hash: 9ebfdf523cedf5665d7183951e358b13c79c670d3fdb72eea5f9f21f2dd43719

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityPayactiv

Victim entityPayactiv

Incidentdiscovered Aug 19, 2025

Stated responseActivated response protocols

ComplianceWA AG >30d

Extraction provenanceno artifact recorded

Source provenanceagportal-s3bucket.s3.amazonaws.com