HackingFinancial ServicesFinanceStolen CredentialsDelayed DiscoveryIdentity (basic)LowContained

LCS Financial Services

bd_354d6ed0cdc83cef · schema v1 · pii pii-v1

Severity

Low

Discovered

Feb 25, 2023

Filed

Sep 22, 2023

To disclose

30 weeks

Affected

Not disclosed

Linked

17 filings

Confidence

66%

Full breach record for LCS Financial Services →4 incidents on file

LCS Financial Services, a nationwide debt collection agency, notified consumers of a cybersecurity incident. Unauthorized access occurred on or about February 24, 2023, discovered on February 25, 2023. The incident involved the acquisition of personal information, specifically names and variable data elements. LCS engaged forensic experts, reported to the FBI, and offered credit monitoring services. No evidence of actual misuse was found.

J jump to incidentP pin to compareR raw source

Vermont clock✗ VT AG >45 bday30 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

undetected · 1 days

discovery → filing · 30 weeks / 209 days

Feb 24, 2023

Begins

Feb 25, 2023

Discovered

Sep 22, 2023

Filed

vs. sector median

+21 wks slower

This filing is one of 17 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

Vermont State AGbd_1dca0a5fdc12edfb2023-10-05 · +13dVerified
Delaware State AGbd_3d0bf692d70d11b12023-10-05 · +13dVerified
New Hampshire State AGbd_97f9bfe98bcfb54e2023-10-05 · +13dVerified
California State AGbd_c23ff9723b2552b02023-10-05 · +13dVerified

Show 6 more filings ↓up to 32d gap

South Carolina State AGbd_c085a6e04c5998902023-10-06 · +14dVerified
Delaware State AGbd_325c9c186e8798812023-10-24 · +32dVerified
New Hampshire State AGbd_4d65c3817dcd07ec2023-10-24 · +32dVerified
California State AGbd_67d6fd7c7ebc79842023-10-24 · +32dVerified
Vermont State AGbd_9590de5068b55cb12023-10-24 · +32dVerified
HHS OCRbd_ba4a13b35dcea53b2023-10-24 · +32dVerified

Showing first 10 of 16 linked disclosures.

Name: LCS Financial Services
norm: lcs financial
Domain: lcsfin.com

Name: LCS Financial Services
norm: lcs financial
Domain: lcsfin.com
Industry: Financial Servicesllm

Discovered: Feb 25, 2023
Breach occurred: Feb 24, 2023
Undetected for: 1 dayoccurrence → discovery
Materiality determined: —
Notification sent: Sep 22, 2023
Affected individuals: Not disclosed
Data types: Identity (basic)
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid Accounts
Threat actor: External
Regulator citations: reported the incident to the FBI
Initial access: valid_credentials

During the incident: Took steps to secure our network
Launched an investigation with the assistance of independent cybersecurity experts
Engaged a third-party vendor to commence a comprehensive review of the affected data
Enlisted a leading, independent cybersecurity firm to conduct a forensic investigation
Reported the incident to the FBI
Offering you access to complimentary credit monitoring and identity theft protection services through IDX
Changes made: Implemented several measures to enhance our security posture and reduce the risk of similar future incidents
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 30 weeks(209 days from discovery to filing)
Compliance flags: VT AG >45 bday
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 6 states

View merged incident ↗

Vermont State AGSep 22 · first · this page

Vermont State AG+13d

Delaware State AG+13d

New Hampshire State AG+13d

California State AG+13d

South Carolina State AG+14d

Delaware State AG+32d

New Hampshire State AG+32d

California State AG+32d

Vermont State AG+32d

HHS OCR+32d

Pattern: first filing Sep 22 (VT), last Oct 24 (CO) — a 32-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 16 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://ago.vermont.gov/document/2023-09-22-lcs-financial-data-breach-notice-consumers
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Sep 22, 2023
Raw hash: 8ac5c7f77308ba594e9c64429fba8e2438932e5bdad3a74e3129496f76a59b93

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityLCS Financial Services

Victim entityLCS Financial Services

Incidentdiscovered Feb 25, 2023

Stated responseTook steps to secure our network

ComplianceVT AG >45 bday

Extraction provenanceno artifact recorded

Source provenanceago.vermont.gov