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State AGConfirmed8 filings · 8 statesLifecycle stage 2 of 3: ConfirmedUnverified claimConfirmedEnforcedhigh sensitivity
Merged incident · 8 filings

Pacific Guardian Life Insurance Company, Limited — August 2023 breach

Clustered 8 filings across 8 jurisdictions · filing window Apr 4, 2024 → Apr 5, 2024. View entity profile → Other incidents for this victim →

⚠ 2 cross-filing discrepancies →Merge100%

Determination

Confirmed

Members

8 filings

States

8

Affected · reported

167,103

First → last filing

Apr 4, 2024 → Apr 5, 2024

Merge confidence

100%

incident inc_db4fe035f38740ea · merged by deterministic · confidence 100%

Confirmed breach. Merged as one breach: 8 regulatory filings. Intrusion Aug 5, 2023–Aug 25, 2023, discovered Sep 5, 2023 — the first regulatory filing landed 212 days later (flagged late). 167,103 individuals reported across the linked filings. Data reported: Government ID, Financial account, Identity (basic), and 3 more. Each member filing remains the legal record for its jurisdiction.

Litigation Timing

Supplemental
Notification delay
212days

Discovered → first regulatory filing

Discovery variance
182days

Range of discovered_at dates across filings

Filing span
1days

Time between earliest and latest filing

Not recorded for this incident

Leak precedence · Materiality delta · SEC filing delay — no leak-site claim in this cluster; no SEC 8-K in this cluster.

Regulatory clocksCalifornia✗ CA 60-day late · 212dWashington✗ WA AG >90dMassachusetts✓ MA credit monitoring dueMaine✓ ME AG ≤30d · 30dOregon✓ OR AG ≤45dFull clock table in Litigation Timeline

Sensitive data

identity_government

Incident timeline

Aug 5, 2023breach begins
Sep 5, 2023discovered · members disagree
notification delay · 212 days
Apr 4, 2024first filing
Apr 5, 2024most recent filing

Dashed segments are unestablished, not zero — they fill in as filings merge into this incident.

Member cascade — every filing about this breach

  1. APR 4MA AGMA AG noticefirst filing · 181 MA residentsday 0
  2. APR 4CA AGCA AG noticeno count statedday 0
  3. APR 4MT AGMT AG notice73 MT residentsday 0
  4. APR 4NH AGNH AG notice116 NH residentsday 0
  5. APR 4ME AGME AG noticestates nationwide total 167,103day 0
  6. APR 4WA AGWA AG notice1,950 WA residentsday 0
  7. APR 4OR AGOR AG noticestates nationwide total 167,103day 0
  8. APR 5IN AGIN AG noticemost recent · states nationwide total 167,103+1d
  9. Watching for additional filings — new sources merge into this incident automatically.

Roll-up facts — reconciled across members

Breach window
Aug 25, 2023
CA AG
Discovered
Sep 5, 2023CA AG + MT AG + NH AG +1Mar 5, 2024ME AG + OR AGfilings disagree on discovery
Data types
Financial account · Health (basic) · Identity (basic) · Government ID · PHI · PII
MA AG + NH AG + WA AG +3
Attack vector
Unauthorized Access
MT AG

Each fact cites the member filing that establishes it; when filings conflict, every value shows with its source.

Count reconciliation

per-state reported counts

Nationwide (stated in a filing)

167,103

Sum of filed state slices

2,648· 1.6% of stated

98% of the stated total lives in states whose filings carry no count — the dashed share shrinks as filings land.

US167,103
WA1,950
IN297
MA181
NH116
MT73
ME31

State AGs report only their own residents; teal bars show each state's reported slice. The gray US row is the nationwide total reported in a linked filing.

Evidence ladder — rungs this incident occupies

Leak-site claim

No leak-site claim on record for this incident.

Press / market report

No press coverage linked yet.

State AG / regulator filing8 members

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

No SEC filing or victim statement yet.

Merge provenance

Method
deterministic
Confidence
1.00 · above the 0.85 auto-merge floor
Reviewed
operator-reviewed Jun 12, 2026 · at least one link edge was human-adjudicated
Audit
Every link edge records its method, confidence and model + prompt versions (100% is the strongest edge).

Merges are reversible — a wrong link can be detached with its audit trail intact. How merging works.

Filing velocity

Spread

1 days

Cadence

~1 / 0.1d

vs. multi-state median

8.0× faster

About this clustering

DisclosureLens links filings into incidents through layered matchers: deterministic rules (same source document, multistate filings of one breach, tight-window same-victim pairs), a weighted-similarity scorer for cross-source candidates, and an operator review queue for everything uncertain. Each link records its own method and confidence — shown per filing in the timeline below. The system defaults to NOT merging when uncertain, because a false merge (collapsing two unrelated breaches) is more harmful than a false split (showing related filings separately); uncertain pairs route to human review instead of auto-merging. This page states only what the linked filings agree on; each filing's own account stays on its own record, linked from the timeline below.

The weekly clock on records like this one

The Disclosure Clock is a weekly briefing on what landed in the disclosure record, and the gap between the criminals' post and the regulator's filing — measured on the whole record, with the method shown.

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