DisclosureLens
State AGConfirmed5 filings · 5 statesLifecycle stage 2 of 3: ConfirmedUnverified claimConfirmedEnforcedhigh sensitivity
Merged incident · 5 filings

Sage Home Loans Corporation — December 2023 breach

Clustered 5 filings across 5 jurisdictions · filed Feb 2, 2024. View entity profile → Other incidents for this victim →

Determination

Confirmed

Members

5 filings

States

5

Affected · reported

31,638

First → last filing

Feb 2, 2024

Merge confidence

100%

incident inc_843e5d79a2954e25 · merged by deterministic · confidence 100%

Confirmed breach. Merged as one breach: 5 regulatory filings. The filings describe a ransomware attack. Intrusion Dec 5, 2023–Dec 22, 2023, discovered Dec 19, 2023 — the first regulatory filing landed 45 days later. 31,638 individuals reported across the linked filings. Data reported: Government ID, Financial account, Health (basic), and 3 more. Each member filing remains the legal record for its jurisdiction.

Litigation Timing

Supplemental
Notification delay
45days

Discovered → first regulatory filing

Discovery variance
17days

Range of discovered_at dates across filings

Filing span
0days

Time between earliest and latest filing

Not recorded for this incident

Leak precedence · Materiality delta · SEC filing delayno leak-site claim in this cluster; no SEC 8-K in this cluster.

Regulatory clocksWashington WA AG >30dCalifornia CA 60-day OK · 45dOregon OR AG ≤45dFull clock table in Litigation Timeline

Sensitive data

identity_government

Incident timeline

Dec 5, 2023breach begins
Dec 19, 2023discovered · members disagree
notification delay · 45 days
Feb 2, 2024first filing
watching for filings

Dashed segments are unestablished, not zero — they fill in as filings merge into this incident.

Member cascade — every filing about this breach

  1. FEB 2WA AGWA AG noticefirst filing · 700 WA residentsday 0
  2. FEB 2CA AGCA AG noticeno count statedday 0
  3. FEB 2OR AGOR AG noticestates nationwide total 27,746day 0
  4. FEB 2MT AGMT AG notice34 MT residentsday 0
  5. FEB 2IN AGIN AG noticemost recent · states nationwide total 31,638day 0
  6. Watching for additional filings — new sources merge into this incident automatically.

Roll-up facts — reconciled across members

Breach window
Dec 5, 2023Dec 19, 2023
WA AG
Discovered
Dec 19, 2023WA AG + CA AG + MT AGJan 5, 2024OR AGfilings disagree on discovery
Data types
Financial account · Health (basic) · Identity (basic) · Government ID · PHI · PII
WA AG + CA AG + MT AG
Attack vector
Ransomware
WA AG

Each fact cites the member filing that establishes it; when filings conflict, every value shows with its source.

Count reconciliation

per-state reported counts

Nationwide (stated in a filing)

31,638

Sum of filed state slices

960· 3.0% of stated

97% of the stated total lives in states whose filings carry no count — the dashed share shrinks as filings land.

US31,638
WA700
IN226
MT34

State AGs report only their own residents; teal bars show each state's reported slice. The gray US row is the nationwide total reported in a linked filing.

Evidence ladder — rungs this incident occupies

Leak-site claim

No leak-site claim on record for this incident.

Press / market report

No press coverage linked yet.

State AG / regulator filing5 members

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

No SEC filing or victim statement yet.

Merge provenance

Method
deterministic
Confidence
1.00 · above the 0.85 auto-merge floor
Reviewed
operator-reviewed Jun 12, 2026 · at least one link edge was human-adjudicated
Audit
Every link edge records its method, confidence and model + prompt versions (100% is the strongest edge).

Merges are reversible — a wrong link can be detached with its audit trail intact. How merging works.

Filing velocity

Spread

0 days

Cadence

~1 / 0d

vs. multi-state median

20.0× faster

About this clustering

DisclosureLens links filings into incidents through layered matchers: deterministic rules (same source document, multistate filings of one breach, tight-window same-victim pairs), a weighted-similarity scorer for cross-source candidates, and an operator review queue for everything uncertain. Each link records its own method and confidence — shown per filing in the timeline below. The system defaults to NOT merging when uncertain, because a false merge (collapsing two unrelated breaches) is more harmful than a false split (showing related filings separately); uncertain pairs route to human review instead of auto-merging. This page states only what the linked filings agree on; each filing's own account stays on its own record, linked from the timeline below.

The weekly clock on records like this one

The Disclosure Clock is a weekly briefing on what landed in the disclosure record, and the gap between the criminals' post and the regulator's filing — measured on the whole record, with the method shown.

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