DisclosureLens
Compliance scorecard · 1825d

Flagstar Bank, National Association

27 disclosures across 12 jurisdictions · 2022-06-17 2023-12-27. Severity score: 14 across 6 incidents (max per incident: crit=4 high=3 med=2 low=1; per-filing sum: 64).

Disclosures
27

1825-day window · this entity as victim

Late clocks
6

apparent from filed dates · see trail

% on-time
16.7%

of 12 clock verdicts

Severity score
14

max per incident · per-filing sum: 64

Sector context · Finance

This entity:
16.7% on-time (n=12 clock verdicts)
Sector cohort:
25.6% on-time (n=2,331 clock verdicts)

Cohort: 6,597 filings from 2,123 organisations carrying NAICS 52 on the filing itself, same 1825-day window; merged entities counted once. Both percentages count clock verdicts through the same registry — a filing with no evaluable clock is excluded from both rather than counted as on time.

Compliance timing by regulator

Notice timing computed from the dates recorded in each filing — an indicative estimate from an automated clock, not a legal determination. Click any chip for this entity's source filings.

1825-day window

us-il no notification-clock framework implemented for this jurisdiction

us-in no notification-clock framework implemented for this jurisdiction

us-mt no notification-clock framework implemented for this jurisdiction

us-nh no notification-clock framework implemented for this jurisdiction

us-sc no notification-clock framework implemented for this jurisdiction

us-vt clock not computable from the dates recorded in the filings

Discovery dates behind these clocks: 8 ag web form · 3 letter-grounded · 5 unattributed. Only a date the notification letter itself states is fully defensible; a date derived from another field makes the verdict indicative.

Regulators holding filings from this entity

Every regulator that has received a visible filing naming this entity, all time — filings first.

all time
  • Maine State AG (6)
  • California State AG (5)
  • Montana State AG (5)
  • Massachusetts State AG (4)
  • New Hampshire State AG (3)
  • Oregon State AG (3)
  • Washington State AG (3)
  • Indiana State AG (2)
  • Hawaii State AG (1)
  • Illinois State AG (1)
  • South Carolina State AG (1)
  • Vermont State AG (1)

SEC-registered (CIK 0000910073). SEC cyber filings on record in this corpus: none. Materiality under Item 1.05 is the registrant's own determination; the absence of a filing is a fact about this corpus, not a finding about any obligation.

Breach History (5-Year Lookback)

Historical incident recurrence, cumulative exposure, and per-jurisdiction compliance record

Prior incidents
6

within lookback window

Late filings
6

late notice filings

Recurrence interval
96d

median days between incidents

Per-jurisdiction compliance record

JurisdictionOn-timeLateRate
us-ca010%
us-hi00
us-ma00
us-me1811%
us-or10100%
us-wa010%

Cumulative data type exposure

financial_accountidentity_basicidentity_governmentpii

Disclosure timeline

Most-recent 100 filings. Click a row to open the disclosure detail.

FiledSourceJurisdictionSeverityAffectedClocks missed
2023-12-27state_agus-meHigh25.9KME AG >90dME resident >60d· discovery date: ag web form
2023-12-27state_agus-meCritical838.1KME AG >90dME resident >60d· discovery date: ag web form
2023-12-15state_agus-caLow
2023-11-06state_agus-nhMedium6state
2023-11-05state_agus-meHigh11.8KME AG >30dME resident >60d· discovery date: ag web form
2023-11-05state_agus-maLow48state
2023-10-06state_agus-inHigh837.4K
2023-10-06state_agus-scMedium
2023-10-06state_agus-orHigh837.4K
2023-10-05state_agus-maHigh1.4Kstate
2023-10-05state_agus-meCritical837.4KME AG >90dME resident >60d· discovery date: ag web form
2023-10-05state_agus-vtLow
2023-10-05state_agus-nhMedium278state
2023-10-05state_agus-mtMedium304state
2023-10-05state_agus-caLow
2023-10-05state_agus-waHigh2.4KstateWA AG >30d· discovery date: ag web form
2023-02-24state_agus-caLowCA 60-day late
2023-01-01state_agus-ilLow
2022-09-21state_agus-mtMedium25state
2022-09-21state_agus-mtMedium25state
2022-06-17state_agus-waHigh34.0Kstate
2022-06-17state_agus-caLow
2022-06-17state_agus-mtHigh5.4Kstate
2022-06-17state_agus-orHigh1.5M
2022-06-17state_agus-meCritical1.5M
2022-06-17state_agus-hiHigh2.1Kstate
2022-06-17state_agus-maHigh11.4Kstate