HackingFinancial ServicesFinanceSupply Chain (3P Vendor)Customer Data InvolvedIdentity (basic)Government IDFinancial accountMediumResolved

Advantage Capital Funding

bd_e5b1a4ec18c0d192 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Feb 6, 2020

Filed

Sep 4, 2020

To disclose

30 weeks

Affected

Not disclosed

Linked

5 filings

Confidence

65%

Full breach record for Advantage Capital Funding →

Advantage Capital Funding, LLC notified California residents of unauthorized access to a third-party hosted database containing merchant loan application data. The access occurred between February 6, 2020, and March 6, 2020, and was initially reported on February 6, 2020. Affected data included names, addresses, emails, dates of birth, Social Security numbers, driver’s license numbers, and financial account numbers. The company took the database offline, engaged a cybersecurity firm, and implemented enhanced security measures including encryption and IP restrictions.

J jump to incidentP pin to compareR raw source

California clockDiscovered Feb 6, 2020 → Notified Sep 4, 2020211d ✗ CA 60-day late30 weeks discovery → filing

Incident timeline

discovery → filing · 30 weeks / 211 days

Feb 6, 2020

Begins

Feb 6, 2020

Discovered

Sep 4, 2020

Filed

vs. sector median

+22 wks slower

This filing is one of 5 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (4) · sorted by filing gap

Massachusetts State AGbd_cb2cbd3c5563b51f2020-09-04Verified
Montana State AGbd_e246acf224fc45342020-09-04Candidate
Indiana State AGbd_e8af3b75a680e38e2020-09-04Verified
New Hampshire State AGbd_276d03efbaf9f8cd2020-09-08 · +4dVerified

Name: Advantage Capital Funding
norm: advantage capital funding

Name: Advantage Capital Funding
norm: advantage capital funding
Industry: Financial Servicesllm

Discovered: Feb 6, 2020
Breach occurred: Feb 6, 2020 – Mar 6, 2020
Undetected for: 0 daysoccurrence → discovery
Materiality determined: —
Notification sent: Sep 4, 2020
Affected individuals: Not disclosed
Data types: Identity (basic)Government IDFinancial account
Data elements: Social Security numberDate of birth
Attack vector: Third-Party / Supply Chain
MITRE ATT&CK: T1078 Valid Accounts
Threat actor: External
Third party: via Third-party hosted database provider

During the incident: Took the database offline
Engaged a cyber security firm to assist with the investigation
Arranged for ID Experts to provide complimentary MyIDCare identity theft protection services
Changes made: Implemented a hosted database service policy which enhances the service’s security to help prevent public accessibility to the system
Implemented document tracking and tracing in the hosted database to identify accessibility
Encrypted the database to limit access to select IP addresses that are only accessible to those with granted access
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 30 weeks(211 days from discovery to filing)
Compliance flags: CA 60-day late · 211d
Discovery-date grounding: letter-groundedThe discovery date is the detection date narrated in the notification letter — the defensible tier.
Clock breakdown: Statute Window Elapsed Threshold Status
California
Discovered: Feb 6, 2020
→ Notified: Sep 4, 2020
211d 60 days (analyst band, pre-2026 discoveries) CA 60-day late

Statute	Window	Elapsed	Threshold	Status
California	Discovered: Feb 6, 2020 → Notified: Sep 4, 2020	211d	60 days (analyst band, pre-2026 discoveries)	CA 60-day late

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 5 filings · 5 states

View merged incident ↗

Massachusetts State AGSep 4 · first

Montana State AGSep 4 · first

Indiana State AGSep 4 · first

California State AGSep 4 · first · this page

New Hampshire State AG+4d

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://oag.ca.gov/ecrime/databreach/reports/sb24-193799
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Sep 4, 2020
Raw hash: 9a04537b3bd97a045a23120f324002044ccd502bc50828b0e3d729300d1497dc

Linked disclosures

Regulatory filings (4) · sorted by filing gap

Reporting entityAdvantage Capital Funding

Victim entityAdvantage Capital Funding

Incidentdiscovered Feb 6, 2020

Stated responseTook the database offline

ComplianceCA 60-day late

Extraction provenanceno artifact recorded

Source provenanceoag.ca.gov