MalwareFinancial ServicesFinanceRansomwareRansom DemandedCustomer Data InvolvedFinancial accountMediumContained

CLEAR SPRING LIFE AND ANNUITY COMPANY

bd_e442a82652e5886f · schema v1 · pii pii-v1

Severity

Medium

Discovered

Feb 9, 2023

Filed

Jul 27, 2023

To disclose

24 weeks

Affected · nationwide

4,39310 in this filing

Linked

12 filings

Confidence

50%

Full breach record for CLEAR SPRING LIFE AND ANNUITY COMPANY →

Clear Spring Life and Annuity Company reported a ransomware incident that was discovered on February 9, 2023. The breach, which also occurred on the same day, affected 10 Maine residents. The compromised information includes financial account numbers or credit/debit card numbers in combination with security codes, access codes, passwords, or PINs. The company offered 24 months of identity theft protection services through IDX.

J jump to incidentP pin to compareR raw source

Maine clockDiscovered Feb 9, 2023 → Filed with AG Jul 27, 2023168d ✗ ME AG >90d24 weeks discovery → filing

⚠ occurrence dateThe stored discovery date equals the breach OCCURRENCE date. Detection is normally later, so this OVERSTATES the delay — a 'late' verdict here may not be real.

Incident timeline

discovery → filing · 24 weeks / 168 days

Feb 9, 2023

Begins

Feb 9, 2023

Discovered

Jul 27, 2023

Filed

vs. sector median

+16 wks slower

This filing is one of 12 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (10) · sorted by filing gap

Indiana State AGbd_4d8e77b67c17657d2023-07-28 · +1dVerified
Vermont State AGbd_562bfc8b2b4e76722023-07-28 · +1dVerified
Washington State AGbd_5e61e7a7d8f25a372023-07-28 · +1dVerified
Massachusetts State AGbd_66c2ab65a6f077dc2023-07-28 · +1dVerified

Show 6 more filings ↓up to 117d gap

Oregon State AGbd_6c605cbed2da15fa2023-07-28 · +1dVerified
California State AGbd_c2598206d5a6fc7e2023-07-28 · +1dVerified
New Hampshire State AGbd_cd8360870bf6d0b82023-08-01 · +5dVerified
Oregon State AGbd_438eed640d65eb662023-11-21 · +117dVerified
California State AGbd_93aa52da496993372023-11-21 · +117dVerified
California State AGbd_e794c69d4eb74ada2023-11-21 · +117dVerified

Showing first 10 of 11 linked disclosures.

Name: CLEAR SPRING LIFE AND ANNUITY COMPANY
norm: clear spring life and annuity

Name: CLEAR SPRING LIFE AND ANNUITY COMPANY
norm: clear spring life and annuity
Industry: Financial Servicesllm

Discovered: Feb 9, 2023
Breach occurred: Feb 9, 2023
Undetected for: 0 daysoccurrence → discovery
Materiality determined: —
Notification sent: Jul 28, 2023
Affected individuals: 4,393state + nationwide
Data types: Financial account
Data elements: Financial account number
Attack vector: Ransomware

Changes made: Offered 24 months of credit monitoring and identity protection services from IDX.
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 24 weeks(168 days from discovery to filing)
Compliance flags: ME AG >90d · 168dME resident >60d · 169d
Discovery-date grounding: occurrence dateThe stored discovery date equals the breach OCCURRENCE date. Detection is normally later, so this OVERSTATES the delay — a 'late' verdict here may not be real.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Feb 9, 2023
→ Filed with AG: Jul 27, 2023
168d 90 days ME AG >90d
Maine
Discovered: Feb 9, 2023
→ Notified: Jul 28, 2023
169d 60 days (analyst band; statutory cap is 30 days) ME resident >60d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Feb 9, 2023 → Filed with AG: Jul 27, 2023	168d	90 days	ME AG >90d
Maine	Discovered: Feb 9, 2023 → Notified: Jul 28, 2023	169d	60 days (analyst band; statutory cap is 30 days)	ME resident >60d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 11 filings · 8 states

View merged incident ↗

Maine State AGJul 27 · first · this page

Indiana State AG+1d

Vermont State AG+1d

Washington State AG+1d

Massachusetts State AG+1d

Oregon State AG+1d

California State AG+1d

New Hampshire State AG+5d

Oregon State AG+117d

California State AG+117d

Pattern: first filing Jul 27 (ME), last Nov 21 (CA) — a 117-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Cascade drawn from the first 10 linked disclosures of 11 — the full spread may be wider.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/5f16f55f-42b7-458f-a916-2603c9f83bb7.shtml
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jul 27, 2023
Raw hash: 32b9effb8535549fcc4a2cc5770fc1e82eedda8c2b5ce5d839746fdeb318b5b4

Linked disclosures

Regulatory filings (10) · sorted by filing gap

Reporting entityCLEAR SPRING LIFE AND ANNUITY COMPANY

Victim entityCLEAR SPRING LIFE AND ANNUITY COMPANY

Incidentdiscovered Feb 9, 2023

Stated responseOffered 24 months of credit monitoring and identity protection services from IDX.

ComplianceME AG >90d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov