PhysicalFinancial ServicesFinanceSkimmerCustomer Data InvolvedFinancial accountIdentity (basic)LowContained

UNCLE Credit Union

bd_d549dd5f90ee8b61 · schema v1 · pii pii-v1

Severity

Low

Discovered

Jan 16, 2022

Filed

Jan 26, 2022

To disclose

10 days

Affected

Not disclosed

Confidence

65%

Full breach record for UNCLE Credit Union →

UNCLE Credit Union discovered a card skimmer installed at its Tracy Financial Center ATMs on January 16, 2022. The skimmer was present between December 29, 2021, and January 9, 2022. The device captured cardholder name, card number, and expiration date from the magnetic stripe. The credit union shut down compromised cards, issued replacements, notified law enforcement, and is enhancing ATM security protocols.

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California clockDiscovered Jan 16, 2022 → Notified Jan 19, 20223d ✓ CA 60-day OK10 days discovery → filing

Incident timeline

undetected · 18 days

discovery → filing · 10 days

Dec 29, 2021

Begins

Jan 16, 2022

Discovered

Jan 26, 2022

Filed

vs. sector median

7 wks faster

Tracked as a single-filing incident — the only disclosure on record for this event so far.ConfirmedView incident

Name: UNCLE Credit Union
norm: uncle credit union

Name: UNCLE Credit Union
norm: uncle credit union
Industry: Financial Servicesllm

Discovered: Jan 16, 2022
Breach occurred: Dec 29, 2021 – Jan 9, 2022
Undetected for: 18 daysoccurrence → discovery
Materiality determined: —
Notification sent: Jan 19, 2022
Affected individuals: Not disclosed
Data types: Financial accountIdentity (basic)
Attack vector: Unknown
MITRE ATT&CK: T1052 Exfiltration Over Physical Medium
Threat actor: ExternalFinancial

During the incident: Launched an investigation
Notified local law enforcement
Shut down compromised cards
Issued new cards
Changes made: Reviewing and working towards enhancing the security protocols surrounding our ATMs
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 10 days(10 days from discovery to filing)
Compliance flags: CA 60-day OK · 3d
Discovery-date grounding: letter-groundedThe discovery date is the detection date narrated in the notification letter — the defensible tier.
Clock breakdown: Statute Window Elapsed Threshold Status
California
Discovered: Jan 16, 2022
→ Notified: Jan 19, 2022
3d 60 days (analyst band, pre-2026 discoveries) CA 60-day OK

Statute	Window	Elapsed	Threshold	Status
California	Discovered: Jan 16, 2022 → Notified: Jan 19, 2022	3d	60 days (analyst band, pre-2026 discoveries)	CA 60-day OK

Status: No extraction artifact recorded for this disclosure.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://oag.ca.gov/ecrime/databreach/reports/sb24-550395
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Jan 26, 2022
Raw hash: 8eb4fd2a1d7c325eebe369fc6de5655809e6723ebfbfa3f5aeabedef7ceaefe3

Reporting entityUNCLE Credit Union

Victim entityUNCLE Credit Union

Incidentdiscovered Jan 16, 2022

Stated responseLaunched an investigation

ComplianceCA 60-day OK

Extraction provenanceno artifact recorded

Source provenanceoag.ca.gov