DisclosureLens
HackingFinancial ServicesFinanceCustomer Data InvolvedPIIGovernment IDMediumResolved

Central Bank

bd_c54cb4a964aec12a · schema v1 · pii pii-v1

Severity

Medium

Discovered

Sep 23, 2023

Filed

Dec 8, 2023

To disclose

11 weeks

Affected · nationwide

7921 in this filing

Confidence

50%
Full breach record for Central Bank →2 incidents on file

Commercial Finance Corporation, doing business as Central Bank, experienced an unauthorized access incident that affected 792 individuals, including one Maine resident. The breach occurred on July 1, 2022, and was discovered on September 23, 2023. The compromised information included names and Social Security numbers. The company began notifying affected individuals on December 5, 2023, and offered 24 months of identity theft protection services through Experian.

Maine clockDiscovered Sep 23, 2023 → Filed with AG Dec 8, 202376d ⏱ ME AG >30d11 weeks discovery → filing
⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 449 days
discovery → filing · 11 weeks / 76 days

Jul 1, 2022

Begins

Sep 23, 2023

Discovered

Dec 8, 2023

Filed

vs. sector median

+2 wks slower

Tracked as a single-filing incident — the only disclosure on record for this event so far.Confirmed792 affectedView incident

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.