HackingFinancial ServicesFinanceStolen CredentialsCustomer Data InvolvedIdentity (basic)Government IDFinancial accountMediumContained

Ellafi Federal Credit Union

bd_bcc8904986e14082 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Oct 14, 2025

Filed

Dec 27, 2025

To disclose

11 weeks

Affected

Not disclosed

Linked

6 filings

Confidence

65%

Full breach record for Ellafi Federal Credit Union →

Ellafi Federal Credit Union experienced unauthorized access to files containing personal information, including names, SSNs, and credit/debit card numbers, on October 14, 2025. The credit union engaged cybersecurity experts, notified the FBI, and is offering 12 months of complimentary identity protection services. No evidence of misuse was found.

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Vermont clock✗ VT AG >45 bday11 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

discovery → filing · 11 weeks / 74 days

Oct 14, 2025

Discovered

Dec 27, 2025

Filed

vs. sector median

+2 wks slower

This filing is one of 6 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (5) · sorted by filing gap

Massachusetts State AGbd_82a62062914256702025-12-27Verified
Maine State AGbd_9c226fd1cb837e142025-12-27Candidate
New Hampshire State AGbd_3253b3d33844ae042025-12-26 · +1dVerified
Nebraska State AGbd_c400386c182639e82025-12-23 · +4dVerified

Show 1 more filing ↓up to 4d gap

Indiana State AGbd_d5f35a53cb9420352025-12-23 · +4dVerified

Name: Ellafi Federal Credit Union
norm: ellafi federal credit union

Name: Ellafi Federal Credit Union
norm: ellafi federal credit union
Industry: Financial Servicesllm

Discovered: Oct 14, 2025
Materiality determined: —
Notification sent: Dec 23, 2025
Affected individuals: Not disclosed
Data types: Identity (basic)Government IDFinancial account
Data elements: Social Security number
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid Accounts
Threat actor: ExternalFinancial
Regulator citations: Notified the Federal Bureau of Investigation
Initial access: valid_credentials

During the incident: Engaged cybersecurity experts to assist with the process
Undertook a comprehensive review of those files
Notified the Federal Bureau of Investigation
Offering you complimentary identity protection services through IDX
Changes made: Implemented measures to enhance security and minimize the risk of a similar incident occurring in the future
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 11 weeks(74 days from discovery to filing)
Compliance flags: VT AG >45 bday
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 6 filings · 6 states

View merged incident ↗

Nebraska State AGDec 23 · first

Indiana State AGDec 23 · first

New Hampshire State AG+3d

Massachusetts State AG+4d

Maine State AG+4d

Vermont State AG+4d · this page

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://ago.vermont.gov/document/2025-12-27-ellafi-federal-credit-union-data-breach-notice-consumers
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Dec 27, 2025
Raw hash: 61e3060cf19c0912f6dba580c291fd75d08310d772b0fcb9aea3d8039877c282

Linked disclosures

Regulatory filings (5) · sorted by filing gap

Reporting entityEllafi Federal Credit Union

Victim entityEllafi Federal Credit Union

Incidentdiscovered Oct 14, 2025

Stated responseEngaged cybersecurity experts to assist with the process

ComplianceVT AG >45 bday

Extraction provenanceno artifact recorded

Source provenanceago.vermont.gov