Social EngineeringFinancial ServicesFinancePhishingStolen CredentialsData ExfiltratedCustomer Data InvolvedIdentity (basic)Government IDFinancial accountMediumContained

United Trust Company

bd_a80d1afda537441a · schema v1 · pii pii-v1

Severity

Medium

Discovered

Feb 13, 2018

Filed

Nov 7, 2018

To disclose

38 weeks

Affected

167state residents only

Confidence

66%

Full breach record for United Trust Company →

Unified Trust Company, N.A. notified Montana regulators of unauthorized access to two employee email accounts between Dec 6, 2017 and Feb 25, 2018. Access was gained via phishing. Data exposed included names, DOBs, addresses, SSNs, and financial account numbers for 167 Montana residents. UTC engaged forensic investigators, reset passwords, implemented MFA, and offered 12 months of credit monitoring.

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Incident timeline

undetected · 69 days

discovery → filing · 38 weeks / 267 days

Dec 6, 2017

Begins

Feb 13, 2018

Discovered

Nov 7, 2018

Filed

vs. sector median

+30 wks slower

Tracked as a single-filing incident — the only disclosure on record for this event so far.Confirmed167 affectedView incident

Name: Mullen Coughlin LLC
norm: mullen coughlin

Name: United Trust Company
norm: united trust
Industry: Financial Servicesllm

Discovered: Feb 13, 2018
Breach occurred: Dec 6, 2017 – Feb 25, 2018
Undetected for: 69 daysoccurrence → discovery
Materiality determined: —
Notification sent: Oct 1, 2018
Affected individuals: 167state-resident count only
Data types: Identity (basic)Government IDFinancial account
Data elements: Social Security numberDate of birth
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing LinkT1078 Valid AccountsT1114 Email Collection
Threat actor: ExternalFinancial
Regulator citations: Reported incident to Office for the Comptroller of the Currency (OCC)Cooperating with OCCNotifying other state regulators and consumer reporting agencies
Initial access: phishing_link

During the incident: Launched an internal investigation with the assistance of third-party forensic investigators
Ensured that passwords for the affected email accounts were changed
Implemented multi-factor authentication
Provided additional training to users on how to identify phishing scams
Provided potentially affected individuals access to 12 months of credit monitoring and identity restoration services through AllClear ID
Reported this incident to, and has been cooperating with, their primary federal regulator, the Office for the Comptroller of the Currency (the “OCC”)
Notifying other state regulators and the consumer reporting agencies
Changes made: Implemented multi-factor authentication
Enhanced security procedures around client accounts
Provided additional training to users on how to identify phishing scams
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 38 weeks(267 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://dojmt.gov/wp-content/uploads/Unified-Trust-Company.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Nov 7, 2018
Raw hash: 11494beed40f8070db8e32e47911c30e5c2f42a3494d703770a03a9bfab39f38

Reporting entityMullen Coughlin LLC

Victim entityUnited Trust Company

Incidentdiscovered Feb 13, 2018

Stated responseLaunched an internal investigation with the assistance of third-party forensic investigators

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenancedojmt.gov