DisclosureLens
AccidentalFinancial ServicesFinanceMisdeliveryCustomer Data InvolvedLowResolved

BAY ATLANTIC FEDERAL CREDIT UNION

bd_a47a15521ade7dac · schema v1 · pii pii-v1

Severity

Low

Discovered

Nov 1, 2020

Filed

Nov 6, 2020

To disclose

5 days

Affected · nationwide

7671 in this filing

Linked

3 filings

Confidence

65%
Full breach record for BAY ATLANTIC FEDERAL CREDIT UNION →2 incidents on file

Atlantic Federal Credit Union reported an incident involving an inadvertent disclosure that occurred and was discovered on November 1, 2020. The breach affected 76 individuals, including 71 residents of Maine. The credit union provided written notification to those affected on November 4, 2020, and offered twelve months of identity protection services through Experian.

Maine clockDiscovered Nov 1, 2020 → Filed with AG Nov 6, 20205d ✓ ME AG ≤30d5 days discovery → filing
⚠ occurrence dateThe stored discovery date equals the breach OCCURRENCE date. Detection is normally later, so this OVERSTATES the delay — a 'late' verdict here may not be real.

Incident timeline

discovery → filing · 5 days

Nov 1, 2020

Begins

Nov 1, 2020

Discovered

Nov 6, 2020

Filed

vs. sector median

9 wks faster

This filing is one of 3 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (2) · sorted by filing gap

Filing propagation · 3 filings · 3 states

View merged incident ↗
Massachusetts State AGNov 6 · first
New Hampshire State AGNov 6 · first
Maine State AGNov 6 · first · this page

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.