Social EngineeringFinancial ServicesFinanceBECCustomer Data InvolvedFinancial accountFinancial credentialsMediumResolved

ARC HOME LLC

bd_a0a75f7bb94e9246 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Oct 21, 2020

Filed

Nov 30, 2020

To disclose

6 weeks

Affected · nationwide

1,2281 in this filing

Linked

4 filings

Confidence

50%

Full breach record for ARC HOME LLC →2 incidents on file

Arc Home LLC, a financial services company, experienced a business email compromise incident between August 26, 2020, and August 27, 2020. The breach was discovered on October 21, 2020. The incident resulted in unauthorized access to financial account numbers or credit/debit card numbers, along with associated security codes or PINs. One resident of Maine was affected. Arc Home LLC offered one year of credit monitoring and identity theft protection services through Kroll to those impacted.

J jump to incidentP pin to compareR raw source

Maine clockDiscovered Oct 21, 2020 → Filed with AG Nov 30, 202040d ⏱ ME AG >30d6 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

undetected · 56 days

discovery → filing · 6 weeks / 40 days

Aug 26, 2020

Begins

Oct 21, 2020

Discovered

Nov 30, 2020

Filed

vs. sector median

4 wks faster

This filing is one of 4 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (3) · sorted by filing gap

Massachusetts State AGbd_966fab7478aa862c2020-11-30Verified
New Hampshire State AGbd_1a217f9fabd50c192020-12-01 · +1dVerified
Indiana State AGbd_b5798213ef7cea502020-11-25 · +5dVerified

Name: ARC HOME LLC
norm: arc home

Name: ARC HOME LLC
norm: arc home
Industry: Financial Servicesllm

Discovered: Oct 21, 2020
Breach occurred: Aug 26, 2020 – Aug 27, 2020
Undetected for: 56 daysoccurrence → discovery
Materiality determined: —
Notification sent: Nov 25, 2020
Affected individuals: 1,228state + nationwide
Data types: Financial accountFinancial credentials
Data elements: Financial account number
Attack vector: Unauthorized Access

Changes made: Offered one year of credit monitoring and identity theft protection services from Kroll.
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 6 weeks(40 days from discovery to filing)
Compliance flags: ME AG >30d · 40d
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Oct 21, 2020
→ Filed with AG: Nov 30, 2020
40d 30 days (soft) ME AG >30d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Oct 21, 2020 → Filed with AG: Nov 30, 2020	40d	30 days (soft)	ME AG >30d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 4 filings · 4 states

View merged incident ↗

Indiana State AGNov 25 · first

Massachusetts State AG+5d

Maine State AG+5d · this page

New Hampshire State AG+6d

Pattern: first filing Nov 25 (IN), last Dec 1 (NH) — a 6-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/71d2a3a2-7b49-42cd-9a18-6a3f5b38cc0a.shtml
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Nov 30, 2020
Raw hash: 4d6814701c72d110660e1131d536adb7c5d9e2a93b8255e3debc27d7fefc7a4c

Linked disclosures

Regulatory filings (3) · sorted by filing gap

Reporting entityARC HOME LLC

Victim entityARC HOME LLC

Incidentdiscovered Oct 21, 2020

Stated responseOffered one year of credit monitoring and identity theft protection services from Kroll.

ComplianceME AG >30d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov