MisuseFinancial ServicesFinancePrivilege AbuseCustomer Data InvolvedIdentity (basic)Financial accountLowContained

Credit Acceptance Corporation

bd_9901c6bf6b509eb5 · schema v1 · pii pii-v1

Severity

Low

Discovered

Dec 20, 2024

Filed

Nov 13, 2025

To disclose

—

Affected

3state residents only

Confidence

67%

Full breach record for Credit Acceptance Corporation →2 incidents on file

Credit Acceptance Corporation notified the Maryland Attorney General of a security event involving an insider agent who used valid customer account access to solicit unauthorized payments via text message. The incident affected 3 Maryland consumers between December 3 and 11, 2024. The agent was terminated, and no sensitive data (SSN, bank info) was accessed.

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Incident timeline

undetected · 17 days

Dec 3, 2024

Begins

Dec 20, 2024

Discovered

Nov 13, 2025

Filed

Tracked as a single-filing incident — the only disclosure on record for this event so far.Confirmed3 affectedView incident

Name: Credit Acceptance Corporation
norm: credit acceptance
Domain: creditacceptance.com

Name: Credit Acceptance Corporation
norm: credit acceptance
Domain: creditacceptance.com
Industry: Financial Servicesllm

Discovered: Dec 20, 2024
Breach occurred: Dec 3, 2024 – Dec 11, 2024
Undetected for: 17 daysoccurrence → discovery
Materiality determined: —
Notification sent: —
Affected individuals: 3state-resident count only
Data types: PIIIdentity (basic)
Attack vector: Insider
MITRE ATT&CK: T1078 Valid Accounts
Threat actor: InternalFinancial
Regulator citations: Provided notice to Maryland Office of Attorney General
Initial access: insider_action

During the incident: Placed on leave
Terminated from his employment with Radius
Source: Quoted from the filing itself, not independently verified.

Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://oag.maryland.gov/resources-info/SBN%20Documents/2025/ITU-376179.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Nov 13, 2025
Raw hash: 00f6501f6a391467da278f1b34d5d6aa5bea085b7c3d17b2ce62516f573a735b

Reporting entityCredit Acceptance Corporation

Victim entityCredit Acceptance Corporation

Incidentdiscovered Dec 20, 2024

Stated responsePlaced on leave

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenanceoag.maryland.gov