DisclosureLens
Social EngineeringFinancial ServicesFinanceBECCustomer Data InvolvedMulti-Stage ChainIdentity (basic)Government IDHighResolved

Happy State Bank

bd_935e22ed084dd01a · schema v1 · pii pii-v1

Severity

High

Discovered

Feb 7, 2023

Filed

Apr 27, 2023

To disclose

11 weeks

Affected · nationwide

17,3172 in this filing

Linked

5 filings

Confidence

50%
Full breach record for Happy State Bank →

Happy State Bank, a financial services organization, experienced a business email compromise incident between July 28, 2022, and July 29, 2022. The breach was discovered on February 7, 2023. The incident affected 2 Maine residents, compromising their names and Social Security numbers. Happy State Bank provided written notification to the affected individuals on March 16, 2023, and offered 12 months of credit monitoring and identity restoration services through Equifax.

Maine clockDiscovered Feb 7, 2023 → Filed with AG Apr 27, 202379d ⏱ ME AG >30d11 weeks discovery → filing
⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 194 days
discovery → filing · 11 weeks / 79 days

Jul 28, 2022

Begins

Feb 7, 2023

Discovered

Apr 27, 2023

Filed

vs. sector median

+3 wks slower

This filing is one of 5 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (4) · sorted by filing gap

Filing propagation · 5 filings · 4 states

View merged incident ↗
Indiana State AGMar 16 · first
Maine State AGMar 16 · first
Montana State AGMar 16 · first
Massachusetts State AGMar 16 · first
Maine State AG+42d · this page

Pattern: first filing Mar 16 (IN), last Apr 27 (ME) — a 42-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.