DisclosureLens
AccidentalFinancial ServicesFinanceMisdeliveryCustomer Data InvolvedIdentity (basic)Government IDFinancial accountMediumResolved

BMO Bank N.A.

bd_86c1b9b8c7c017be · schema v1 · pii pii-v1

Severity

Medium

Discovered

Filed

May 31, 2017

To disclose

Affected

Not disclosed

Linked

5 filings

Confidence

65%
Full breach record for BMO Bank N.A.4 incidents on file

BMO Harris Bank N.A. notified customers of a misdelivery error during the production of 2016 IRS Form 5498. Some customers received their own form along with another customer's form, while others did not receive their form. The exposed data included name, address, last four digits of SSN, account number, IRA contributions, and Fair Market Value. The bank is mailing replacement forms and offering 12 months of credit monitoring.

Incident timeline

May 15, 2017

Begins

May 31, 2017

Filed

This filing is one of 5 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (4) · sorted by filing gap

Filing propagation · 5 filings · 5 states

View merged incident ↗
Montana State AGMay 24 · first
California State AG+7d · this page

Pattern: first filing May 24 (MT), last May 31 (CA) — a 7-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.