HackingFinancial ServicesFinanceCustomer Data InvolvedIdentity (basic)Government IDFinancial accountMediumContained

BankCard USA Merchant Services, Inc

bd_8246dfd6459bcc1f · schema v1 · pii pii-v1

Severity

Medium

Discovered

Jun 1, 2023

Filed

Aug 16, 2023

To disclose

11 weeks

Affected

Not disclosed

Linked

7 filings

Confidence

66%

Full breach record for BankCard USA Merchant Services, Inc →2 incidents on file

BankCard USA Merchant Services Inc. notified consumers of a data breach where unauthorized access occurred between May 31 and June 1, 2023. The incident impacted names and potentially government IDs and financial account numbers. BankCard engaged forensic specialists, notified law enforcement, enhanced security, and offered 24 months of credit monitoring.

J jump to incidentP pin to compareR raw source

Vermont clock✗ VT AG >45 bday11 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

undetected · 1 days

discovery → filing · 11 weeks / 76 days

May 31, 2023

Begins

Jun 1, 2023

Discovered

Aug 16, 2023

Filed

vs. sector median

+2 wks slower

This filing is one of 7 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (6) · sorted by filing gap

California State AGbd_020a7dc8bee3b6552023-08-16Verified
Indiana State AGbd_1cd6a51fc2349ed92023-08-16Verified
Massachusetts State AGbd_49e5fdcef807cc1c2023-08-16Verified
New Hampshire State AGbd_4f2c40775af300e82023-08-16Verified

Show 2 more filings ↓

Montana State AGbd_5498a0e6f7f9db4e2023-08-16Candidate
Maine State AGbd_b5cf7e9b23c6174e2023-08-16Verified

Name: BankCard USA Merchant Services, Inc
norm: bankcard usa merchant

Name: BankCard USA Merchant Services, Inc
norm: bankcard usa merchant
Industry: Financial Servicesllm

Discovered: Jun 1, 2023
Breach occurred: May 31, 2023 – Jun 1, 2023
Undetected for: 1 dayoccurrence → discovery
Materiality determined: Aug 16, 2023
Notification sent: Aug 16, 2023
Affected individuals: Not disclosed
Data types: Identity (basic)Government IDFinancial account
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid AccountsT1119 Automated Collection
Threat actor: External
Regulator citations: Reported this incident to law enforcement

During the incident: Launched an investigation with the assistance of third-party forensic specialists
Reported this incident to law enforcement
Implemented additional layers of security in identification and verification processes
Taking steps to implement additional safeguards and review policies and procedures relating to data privacy and security
Offering complimentary access to 24 months of credit monitoring and identity theft restoration services through Equifax
Changes made: Implemented additional layers of security in identification and verification processes
Taking steps to implement additional safeguards and review policies and procedures relating to data privacy and security
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 11 weeks(76 days from discovery to filing)
Compliance flags: VT AG >45 bday
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 7 filings · 7 states

View merged incident ↗

California State AGAug 16 · first

Indiana State AGAug 16 · first

Massachusetts State AGAug 16 · first

New Hampshire State AGAug 16 · first

Montana State AGAug 16 · first

Maine State AGAug 16 · first

Vermont State AGAug 16 · first · this page

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://ago.vermont.gov/document/2023-08-16-bankcard-usa-merchant-services-data-breach-notice-consumers
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Aug 16, 2023
Raw hash: 823881782b821fb0c8397b6b321f8dcabb1ce59a25a7dd8f39562dec0791e14b

Linked disclosures

Regulatory filings (6) · sorted by filing gap

Reporting entityBankCard USA Merchant Services, Inc

Victim entityBankCard USA Merchant Services, Inc

Incidentdiscovered Jun 1, 2023

Stated responseLaunched an investigation with the assistance of third-party forensic specialists

ComplianceVT AG >45 bday

Extraction provenanceno artifact recorded

Source provenanceago.vermont.gov