PhysicalFinancial ServicesFinanceTheftCustomer Data InvolvedIdentity (basic)Financial accountMediumContained

API Financial Solutions

bd_6e57c384a91053ec · schema v1 · pii pii-v1

Severity

Medium

Discovered

Aug 30, 2023

Filed

Sep 29, 2023

To disclose

4 weeks

Affected

71,886scope not determined

Linked

5 filings

Confidence

66%

Full breach record for API Financial Solutions →

API Financial Solutions reported the loss or theft of a device containing names and financial account numbers (combined with security codes/PINs) on June 28, 2023. The breach was discovered on August 30, 2023. Approximately 71,886 individuals were affected, including 3 Maine residents. Written notification was sent on September 29, 2023, offering 12 months of credit monitoring and identity theft protection.

J jump to incidentP pin to compareR raw source

Maine clockDiscovered Aug 30, 2023 → Filed with AG Sep 29, 202330d ✓ ME AG ≤30d4 weeks discovery → filing

⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 63 days

discovery → filing · 4 weeks / 30 days

Jun 28, 2023

Begins

Aug 30, 2023

Discovered

Sep 29, 2023

Filed

vs. sector median

5 wks faster

This filing is one of 5 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (4) · sorted by filing gap

Indiana State AGbd_ff22e101617468552023-09-29Verified
Massachusetts State AGbd_bd61a2cd24befdb72023-10-13 · +14dVerified
Montana State AGbd_d565e19951a3aac62023-10-13 · +14dVerified by operator
New Hampshire State AGbd_98478c112aa40f602023-10-20 · +21dVerified

Name: API Financial Solutions
norm: api financial
Domain: apisolutions.com

Name: API Financial Solutions
norm: api financial
Domain: apisolutions.com
Industry: Financial Servicesllm

Discovered: Aug 30, 2023
Breach occurred: Jun 28, 2023
Undetected for: 63 daysoccurrence → discovery
Materiality determined: —
Notification sent: Sep 29, 2023
Affected individuals: 71,886scope not determined
Data types: Identity (basic)Financial account
Data elements: Financial account number
Attack vector: Unauthorized Access
MITRE ATT&CK: T1052 Exfiltration Over Physical Medium
Threat actor: ExternalFinancial
Regulator citations: Filed data breach notice with Maine Attorney General
Initial access: removable_media

During the incident: Sent written notification to affected consumers
Offered 12-month credit monitoring and identity theft protection with IDX
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 4 weeks(30 days from discovery to filing)
Compliance flags: ME AG ≤30d · 30d
Discovery-date grounding: AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Aug 30, 2023
→ Filed with AG: Sep 29, 2023
30d 30 days ME AG ≤30d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Aug 30, 2023 → Filed with AG: Sep 29, 2023	30d	30 days	ME AG ≤30d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 5 filings · 5 states

View merged incident ↗

Indiana State AGSep 29 · first

Maine State AGSep 29 · first · this page

Massachusetts State AG+14d

Montana State AG+14d

New Hampshire State AG+21d

Pattern: first filing Sep 29 (IN), last Oct 20 (NH) — a 21-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/24a23f95-cf38-4bc6-ad2b-256f441b3fd9.shtml
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Sep 29, 2023
Raw hash: 42c5c60384cff861184773622b3cf8c0de14245bf74f0a80019da87734959896

Linked disclosures

Regulatory filings (4) · sorted by filing gap

Reporting entityAPI Financial Solutions

Victim entityAPI Financial Solutions

Incidentdiscovered Aug 30, 2023

Stated responseSent written notification to affected consumers

ComplianceME AG ≤30d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov