HackingFinancial ServicesFinanceCustomer Data InvolvedDelayed DiscoveryIdentity (basic)Financial accountFinancial credentialsMedium

Merchant One, Inc.

bd_6b85e9a03898bdae · schema v1 · pii pii-v1

Severity

Medium

Discovered

Jul 30, 2020

Filed

Nov 23, 2020

To disclose

17 weeks

Affected

8,685scope not determined

Linked

5 filings

Confidence

65%

Full breach record for Merchant One, Inc. →

Merchant One, Inc. reported a data breach impacting 8,685 individuals, which was discovered on July 30, 2020. The incident, an external system breach, occurred on February 24, 2020. Compromised information included names and financial account or card numbers with their associated security codes or PINs. The company provided written notification to affected individuals and offered one year of credit monitoring and identity theft protection services through Kroll.

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Maine clockDiscovered Jul 30, 2020 → Filed with AG Nov 23, 2020116d ✗ ME AG >90d17 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

undetected · 157 days

discovery → filing · 17 weeks / 116 days

Feb 24, 2020

Begins

Jul 30, 2020

Discovered

Nov 23, 2020

Filed

vs. sector median

+8 wks slower

This filing is one of 5 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (4) · sorted by filing gap

Indiana State AGbd_0cd6828729bbce812020-11-23Verified
Massachusetts State AGbd_1410d50c584653da2020-11-23Verified
California State AGbd_e39d2ca718b315662020-11-23Verified
New Hampshire State AGbd_feb24aac42208b292020-11-30 · +7dVerified

Name: Merchant One, Inc.
norm: merchant one

Name: Merchant One, Inc.
norm: merchant one
Industry: Financial Servicesllm

Discovered: Jul 30, 2020
Breach occurred: Feb 24, 2020
Undetected for: 157 daysoccurrence → discovery
Materiality determined: —
Notification sent: Nov 23, 2020
Affected individuals: 8,685scope not determined
Data types: Identity (basic)Financial accountFinancial credentials
Data elements: Financial account number
Attack vector: Unauthorized Access
Threat actor: External

During the incident: Sent written notification to affected consumers
Changes made: Offered credit monitoring and identity theft protection for 1 year from Kroll
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 17 weeks(116 days from discovery to filing)
Compliance flags: ME AG >90d · 116d
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Jul 30, 2020
→ Filed with AG: Nov 23, 2020
116d 90 days ME AG >90d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Jul 30, 2020 → Filed with AG: Nov 23, 2020	116d	90 days	ME AG >90d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 5 filings · 5 states

View merged incident ↗

Indiana State AGNov 23 · first

Massachusetts State AGNov 23 · first

California State AGNov 23 · first

Maine State AGNov 23 · first · this page

New Hampshire State AG+7d

Pattern: first filing Nov 23 (IN), last Nov 30 (NH) — a 7-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/f24fa6dd-359c-4ba4-9251-5bfe32b6bbf5.shtml
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Nov 23, 2020
Raw hash: 3b2a96c6efab4716cb68de73a3d94c6e9035eb57b16d60f5c2ab760880301643

Linked disclosures

Regulatory filings (4) · sorted by filing gap

Reporting entityMerchant One, Inc.

Victim entityMerchant One, Inc.

Incidentdiscovered Jul 30, 2020

Stated responseSent written notification to affected consumers

ComplianceME AG >90d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov