HackingFinancial ServicesFinanceStolen CredentialsCustomer Data InvolvedTargetedPIIIdentity (basic)Financial accountLowContained

Financial Business and Consumer Solutions, Inc.

bd_6774718644f19e05 · schema v1 · pii pii-v1

Severity

Low

Discovered

Feb 26, 2024

Filed

Nov 21, 2024

To disclose

38 weeks

Affected

1state residents only

Confidence

66%

Verity Credit Union notified Montana residents that Financial Business and Consumer Solutions (FBCS), a debt collection agency, experienced unauthorized access to its network between Feb 14-26, 2024. FBCS discovered the breach on Feb 26, 2024. Customer PII and financial data were potentially affected. FBCS engaged forensic specialists, reported to law enforcement, and provided credit monitoring.

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Incident timeline

undetected · 12 days

discovery → filing · 38 weeks / 269 days

Feb 14, 2024

Begins

Feb 26, 2024

Discovered

Nov 21, 2024

Filed

vs. sector median

+30 wks slower

Tracked as a single-filing incident — the only disclosure on record for this event so far.Confirmed1 affectedView incident

Name: Verity Credit Union
norm: verity credit union

Name: Financial Business and Consumer Solutions, Inc.
norm: financial business and consumer solutions
Industry: Financial Servicesllm

Discovered: Feb 26, 2024
Breach occurred: Feb 14, 2024 – Feb 26, 2024
Undetected for: 12 daysoccurrence → discovery
Materiality determined: —
Notification sent: —
Affected individuals: 1state-resident count only
Data types: PIIIdentity (basic)Financial account
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid AccountsT1119 Automated Collection
Threat actor: ExternalFinancial
Regulator citations: reported to federal law enforcement
Initial access: valid_credentials

During the incident: Immediately took steps to secure the impacted environment
Launched an investigation with the assistance of third-party computer forensics specialists
Undertook a comprehensive review of the data at risk
Reported to federal law enforcement
Implemented additional safeguards in a newly built environment
Providing credit monitoring and identity protection services at no cost
Changes made: Implemented additional safeguards in a newly built environment
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 38 weeks(269 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://dojmt.gov/wp-content/uploads/2025/02/Consumer-Notification-12.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Nov 21, 2024
Raw hash: 4d6570e051a9721ae38c802a151e0d08bdfc68af3df3dbcfc2324dbb9af2f701

Reporting entityVerity Credit Union

Victim entityFinancial Business and Consumer Solutions, Inc.

Incidentdiscovered Feb 26, 2024

Stated responseImmediately took steps to secure the impacted environment

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenancedojmt.gov