HackingFinancial ServicesFinanceData ExfiltratedTargetedIdentity (basic)Government IDHighContained

EMM LOANS LLC

bd_5e8805177629c874 · schema v1 · pii pii-v1

Severity

High

Discovered

Feb 12, 2024

Filed

Nov 7, 2024

To disclose

38 weeks

Affected · nationwide

2,3136 in this filing

Linked

5 filings

Confidence

65%

Full breach record for EMM LOANS LLC →

Emm Loans LLC, a financial services provider, disclosed an external system breach (hacking) occurring between December 19, 2023, and February 12, 2024. The incident was discovered on February 12, 2024, upon alert of unusual network activity. Approximately 2,313 individuals were affected, including 6 Maine residents. Compromised data included names, SSNs, driver's licenses, and passport numbers. Emm Loans engaged forensic investigators, notified the FBI, and provided 12 months of credit monitoring via TransUnion. Notifications were sent on October 30, 2024.

J jump to incidentP pin to compareR raw source

Maine clockDiscovered Feb 12, 2024 → Filed with AG Nov 7, 2024269d ✗ ME AG >90d38 weeks discovery → filing

⚠ unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.

Incident timeline

undetected · 55 days

discovery → filing · 38 weeks / 269 days

Dec 19, 2023

Begins

Feb 12, 2024

Discovered

Nov 7, 2024

Filed

vs. sector median

+30 wks slower

This filing is one of 5 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (4) · sorted by filing gap

Massachusetts State AGbd_50254e778a3573432024-11-07Verified
New Hampshire State AGbd_63f1892ecd3b21ef2024-11-07Verified
Vermont State AGbd_d02023d8f48bcab72024-11-07Verified
Indiana State AGbd_242d8f138e1f073d2024-10-30 · +8dCandidate

Name: Constangy, Brooks, Smith & Prophete, LLP
norm: constangy brooks smith prophete
Industry: Professional Services

Name: EMM LOANS LLC
norm: emm loans
Industry: Financial Services
Industry: Financial Servicesllm

Discovered: Feb 12, 2024
Breach occurred: Dec 19, 2023 – Feb 12, 2024
Undetected for: 55 daysoccurrence → discovery
Materiality determined: —
Notification sent: Oct 30, 2024
Affected individuals: 2,313state + nationwide
Data types: Identity (basic)Government ID
Data elements: Social Security number
Attack vector: Unauthorized Access
MITRE ATT&CK: T1190 Exploit Public-Facing ApplicationT1078 Valid Accounts
Threat actor: ExternalFinancial
Regulator citations: Notified the Federal Bureau of Investigation
Initial access: exploit_public_facing

During the incident: Engaged a digital forensics firm to conduct a privileged investigation
Launched a comprehensive review of the potentially affected data
Validated results and confirmed addresses for potentially affected individuals
Notified the Federal Bureau of Investigation of the incident
Provided identity protection services through TransUnion
Established a toll-free call center through TransUnion
Changes made: Implemented additional safeguards to help ensure the security of its systems
Performed a thorough review of our systems to investigate the incident and ensure that our systems remain secure
Implemented additional security measures to protect our digital environment and minimize the likelihood of future incidents
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 38 weeks(269 days from discovery to filing)
Compliance flags: ME AG >90d · 269dME resident >180d · 261d
Discovery-date grounding: unattributedNo provenance was recorded for this discovery date and it matches no other date on the record. It may be correct, but it is not independently grounded.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Feb 12, 2024
→ Filed with AG: Nov 7, 2024
269d 90 days ME AG >90d
Maine
Discovered: Feb 12, 2024
→ Notified: Oct 30, 2024
261d 180 days ME resident >180d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Feb 12, 2024 → Filed with AG: Nov 7, 2024	269d	90 days	ME AG >90d
Maine	Discovered: Feb 12, 2024 → Notified: Oct 30, 2024	261d	180 days	ME resident >180d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 5 filings · 5 states

View merged incident ↗

Indiana State AGOct 30 · first

Massachusetts State AG+8d

New Hampshire State AG+8d

Vermont State AG+8d

Maine State AG+8d · this page

Pattern: first filing Oct 30 (IN), last Nov 7 (ME) — a 8-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/2ccf1bd7-94a4-4960-beff-e658db83556f.html
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Nov 7, 2024
Raw hash: c3b953dacc6c2e706d0b8cb2f118744e5ea7c3cbf2db624eaa32060fd29c7704

Linked disclosures

Regulatory filings (4) · sorted by filing gap

Reporting entityConstangy, Brooks, Smith & Prophete, LLP

Victim entityEMM LOANS LLC

Incidentdiscovered Feb 12, 2024

Stated responseEngaged a digital forensics firm to conduct a privileged investigation

ComplianceME AG >90d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov