HackingFinancial ServicesFinanceCustomer Data InvolvedDelayed DiscoveryIdentity (basic)Government IDHighResolved

Snap Finance LLC and Snap RTO LLC

bd_5e5c7b0416cfda33 · schema v1 · pii pii-v1

Severity

High

Discovered

Oct 28, 2022

Filed

Dec 2, 2022

To disclose

5 weeks

Affected · nationwide

61,3029 in this filing

Linked

9 filings

Confidence

65%

Full breach record for Snap Finance LLC and Snap RTO LLC →

Snap Finance LLC and Snap RTO LLC, a financial services company, reported an external system breach that occurred between June 23, 2022, and September 8, 2022. The breach was discovered on October 28, 2022, and affected 61,302 individuals. The compromised information included names and Social Security numbers. Affected consumers were notified on December 2, 2022, and offered 12 months of credit monitoring services from Kroll.

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Maine clockDiscovered Oct 28, 2022 → Filed with AG Dec 2, 202235d ⏱ ME AG >30d5 weeks discovery → filing

⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 127 days

discovery → filing · 5 weeks / 35 days

Jun 23, 2022

Begins

Oct 28, 2022

Discovered

Dec 2, 2022

Filed

vs. sector median

3 wks faster

This filing is one of 9 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (8) · sorted by filing gap

California State AGbd_0c4abcb3f9cec9b62022-12-02Candidate
Oregon State AGbd_3097908c32ab68ea2022-12-02Verified
Massachusetts State AGbd_6c052e8b206d734b2022-12-02Verified
Montana State AGbd_983b2859ac1811aa2022-12-02Verified

Show 4 more filings ↓up to 4d gap

Indiana State AGbd_a931e434936039f22022-12-02Verified
Washington State AGbd_e5a5fadab605d3b22022-12-02Verified
South Carolina State AGbd_40713c5fd89a0dfa2022-12-05 · +3dVerified
New Hampshire State AGbd_3c9a951c0717df992022-12-06 · +4dVerified

Name: Snap Finance LLC and Snap RTO LLC
norm: snap finance llc and snap rto

Name: Snap Finance LLC and Snap RTO LLC
norm: snap finance llc and snap rto
Industry: Financial Servicesllm

Discovered: Oct 28, 2022
Breach occurred: Jun 23, 2022 – Sep 8, 2022
Undetected for: 127 daysoccurrence → discovery
Materiality determined: —
Notification sent: Dec 2, 2022
Affected individuals: 61,302state + nationwide
Data types: Identity (basic)Government ID
Data elements: Social Security number
Attack vector: Unauthorized Access

During the incident: Notified affected consumers in writing
Offered 12 months of credit monitoring services provided by Kroll
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 5 weeks(35 days from discovery to filing)
Compliance flags: ME AG >30d · 35d
Discovery-date grounding: AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Oct 28, 2022
→ Filed with AG: Dec 2, 2022
35d 30 days (soft) ME AG >30d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Oct 28, 2022 → Filed with AG: Dec 2, 2022	35d	30 days (soft)	ME AG >30d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 9 filings · 9 states

View merged incident ↗

California State AGDec 2 · first

Oregon State AGDec 2 · first

Massachusetts State AGDec 2 · first

Montana State AGDec 2 · first

Indiana State AGDec 2 · first

Washington State AGDec 2 · first

Maine State AGDec 2 · first · this page

South Carolina State AG+3d

New Hampshire State AG+4d

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/d193f4eb-a877-4395-9a3c-8b94833c907c.shtml
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Dec 2, 2022
Raw hash: 707036c142e34d8f39ddcf48eee60fd167d6d18ee0c2c30f1fae5e30b0445ac5

Linked disclosures

Regulatory filings (8) · sorted by filing gap

Reporting entitySnap Finance LLC and Snap RTO LLC

Victim entitySnap Finance LLC and Snap RTO LLC

Incidentdiscovered Oct 28, 2022

Stated responseNotified affected consumers in writing

ComplianceME AG >30d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov