REINSURANCE GROUP OF AMERICA, INCORPORATED

Reinsurance Group of America, Incorporated disclosed in an Item 8.01 Form 8-K that on October 16, 2023 it identified a cybersecurity incident in which an unauthorized third party accessed certain technology systems, believed to have begun October 15, 2023. RGA took systems offline, engaged forensic experts, and notified insurance regulators and law enforcement. Investigation to date found no evidence client policy holder data was accessed or extracted and no evidence of encryption or ransomware. RGA does not believe the incident will be materially adverse.