MisuseFinancial ServicesFinancePrivilege AbuseCustomer Data InvolvedDelayed DiscoveryIdentity (basic)Government IDFinancial accountMediumContained

ZINC Auto Finance, Inc.

bd_56635c44043e170d · schema v1 · pii pii-v1

Severity

Medium

Discovered

—

Filed

May 3, 2017

To disclose

—

Affected

Not disclosed

Confidence

65%

Full breach record for ZINC Auto Finance, Inc. →

Zinc Auto Finance, Inc. notified California residents of an insider data breach where an employee accessed customer account information without business need between August 2016 and April 2017. Affected data included names, SSNs, and credit/debit card details. The company offered 12 months of credit monitoring and identity theft protection via ID Experts.

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Incident timeline

Aug 29, 2016

Begins

May 3, 2017

Filed

Tracked as a single-filing incident — the only disclosure on record for this event so far.ConfirmedView incident

Name: ZINC Auto Finance, Inc.
norm: zinc auto finance
Domain: zincautofinance.com

Name: ZINC Auto Finance, Inc.
norm: zinc auto finance
Domain: zincautofinance.com
Industry: Financial Servicesllm

Discovered: —
Breach occurred: Aug 29, 2016 – Apr 21, 2017
Materiality determined: —
Notification sent: Apr 28, 2017
Affected individuals: Not disclosed
Data types: Identity (basic)Government IDFinancial account
Data elements: Social Security numberDate of birth
Attack vector: Insider
MITRE ATT&CK: T1078 Valid Accounts
Threat actor: Internal
Initial access: insider_action

During the incident: Offering identity theft protection services through ID Experts
Providing 12 months of Single Bureau Credit Monitoring
Providing a $1,000,000 insurance reimbursement policy
Changes made: Working to mitigate risk from further unauthorized access
Source: Quoted from the filing itself, not independently verified.

Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://oag.ca.gov/ecrime/databreach/reports/sb24-67946
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: May 3, 2017
Raw hash: 2ca3e7ad57806b58da0ba9703e8454d526c09e25f6fbb59c6e1f16d7988f9709

Reporting entityZINC Auto Finance, Inc.

Victim entityZINC Auto Finance, Inc.

IncidentInsider

Stated responseOffering identity theft protection services through ID Experts

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenanceoag.ca.gov