HackingFinancial ServicesFinanceCustomer Data InvolvedIdentity (basic)Government IDFinancial accountMediumContained

Merchant America

bd_543e35b4d9165e9d · schema v1 · pii pii-v1

Severity

Medium

Discovered

Dec 1, 2006

Filed

Mar 23, 2007

To disclose

16 weeks

Affected

482state residents only

Confidence

66%

Full breach record for Merchant America →

Merchant America notified the NH AG of an unauthorized database intrusion in early December 2006. The breach exposed names, bank account numbers, and driver's license numbers of approximately 482 NH residents. Merchant America engaged Kroll Inc. for credit monitoring and secured the database. No evidence of data theft was found, though manual copying was possible.

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Incident timeline

discovery → filing · 16 weeks / 112 days

Dec 1, 2006

Begins

Dec 1, 2006

Discovered

Mar 23, 2007

Filed

vs. sector median

+7 wks slower

Tracked as a single-filing incident — the only disclosure on record for this event so far.Confirmed482 affectedView incident

Name: Merchant America
norm: merchant america
Domain: merchantamerica.co

Name: Merchant America
norm: merchant america
Domain: merchantamerica.co
Industry: Financial Servicesllm

Discovered: Dec 1, 2006
Breach occurred: Dec 1, 2006
Undetected for: 0 daysoccurrence → discovery
Materiality determined: —
Notification sent: Mar 23, 2007
Affected individuals: 482state-resident count only
Data types: Identity (basic)Government IDFinancial account
Attack vector: Unauthorized Access
MITRE ATT&CK: T1078 Valid AccountsT1119 Automated Collection
Threat actor: External
Regulator citations: Notified New Hampshire Office of the Attorney General

During the incident: Engaged Kroll Inc. to provide ID TheftSmart service
Closed off the avenue the unauthorized person used to access the database
Taking several other steps to tighten up overall security systems
Reviewing and strengthening procedures to safeguard against a breach of data security in the future
Changes made: Closed off the avenue the unauthorized person used to access the database
Reviewing and strengthening the procedures already in place to safeguard against a breach of data security in the future
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 16 weeks(112 days from discovery to filing)
Compliance flags: — (clock not assessable for this source)

Status: No extraction artifact recorded for this disclosure.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://mm.nh.gov/files/uploads/doj/remote-docs/merchant-america-20070323.pdf
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Mar 23, 2007
Raw hash: a563b1d33bf409d13596c606408439f1e2e5d3555e4b1af534a320bb10b1d492

Reporting entityMerchant America

Victim entityMerchant America

Incidentdiscovered Dec 1, 2006

Stated responseEngaged Kroll Inc. to provide ID TheftSmart service

Complianceclock not assessable

Extraction provenanceno artifact recorded

Source provenancemm.nh.gov