DisclosureLens
HackingFinancial ServicesFinanceIdentity (basic)Financial accountMedium

UNITED HOME LOANS, INC.

bd_479fb76ec8cef02c · schema v1 · pii pii-v1

Severity

Medium

Discovered

Nov 10, 2023

Filed

Dec 6, 2023

To disclose

26 days

Affected · nationwide

5,3241 in this filing

Linked

5 records

Confidence

50%
Full breach record for UNITED HOME LOANS, INC. →

United Home Loans, Inc. experienced an external system breach on March 15, 2023, which was discovered on November 10, 2023. The breach affected one Maine resident, and a total of 5,324 individuals. The compromised information included names in combination with financial account or credit/debit card numbers and their security codes. Affected individuals were notified on December 6, 2023, and offered 12 months of 1B credit monitoring services.

Leak gap clock✗ Leak >180d26 days discovery → filing
⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 240 days
discovery → filing · 26 days

Mar 15, 2023

Begins

Nov 10, 2023

Discovered

Dec 6, 2023

Filed

vs. sector median

4 wks faster

This filing is one of 5 records about the same incident.View merged incident
A leak claim by lockbit_3 about this victim was first seen 239 days before this filing.View originating leak claim

Linked disclosures

Why this link?

Ransomware claims (1)

Regulatory filings (3) · sorted by filing gap

Filing propagation · 4 filings · 4 states

View merged incident ↗
Illinois State AGJan 1 · first
Maine State AG+339d · this page

Pattern: first filing Jan 1 (IL), last Dec 6 (ME) — a 339-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.