ENERGY CAPITAL CREDIT UNION
bd_42bfbedbde4e928c · schema v1 · pii pii-v1
Full breach record for ENERGY CAPITAL CREDIT UNION →Energy Capital Credit Union based in Houston, Texas, a financial services entity reported a data breach to the Texas Attorney General. The breach was discovered on 2025-12-04 and reported on 2026-01-05. 49,664 Texas residents were affected. 55,777 individuals affected in total. Types of information involved: Name of individual;Address;Social Security Number Information;Driver’s License number;Government-issued ID number (e.g. passport, state ID card);Financial Information (e.g. account number, credit or debit card number);Date of Birth. Consumers were notified via Posted at company website or special website;U.S. Mail.
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Incident timeline
Oct 29, 2024
Begins
Dec 4, 2025
Discovered
Jan 5, 2026
Filed
vs. sector median
4 wks faster
Linked disclosures
Why this link?Regulatory filings (2) · sorted by filing gap
- Nebraska State AGbd_86f6e0454f01e6e02025-12-31 · +5dVerified
- Massachusetts State AGbd_97c7801fb60d63f02025-12-31 · +5dVerified
Filing propagation · 3 filings · 3 states
View merged incident ↗Pattern: first filing Dec 31 (NE), last Jan 5 (TX) — a 5-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?
Evidence ladder
Attacker assertion only. Establishes: claim date, group, alleged victim.
Unlocks: incident narrative, operational impact. Still no compliance clock.
Unlocks: discovery date, data types, affected count, compliance clock.
Unlocks: materiality, stated response, full audit trail. Ceiling removed.