DisclosureLens
UnknownFinancial ServicesFinanceFinancial accountIdentity (basic)Government IDHigh

ENERGY CAPITAL CREDIT UNION

bd_42bfbedbde4e928c · schema v1 · pii pii-v1

Severity

High

Discovered

Dec 4, 2025

Filed

Jan 5, 2026

To disclose

5 weeks

Affected · nationwide

55,77749,664 in this filing

Linked

3 filings

Confidence

95%
Full breach record for ENERGY CAPITAL CREDIT UNION

Energy Capital Credit Union based in Houston, Texas, a financial services entity reported a data breach to the Texas Attorney General. The breach was discovered on 2025-12-04 and reported on 2026-01-05. 49,664 Texas residents were affected. 55,777 individuals affected in total. Types of information involved: Name of individual;Address;Social Security Number Information;Driver’s License number;Government-issued ID number (e.g. passport, state ID card);Financial Information (e.g. account number, credit or debit card number);Date of Birth. Consumers were notified via Posted at company website or special website;U.S. Mail.

Texas clock TX CRA notice due5 weeks discovery → filing
AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 401 days
discovery → filing · ≤ 5 weeks / 32 days

Oct 29, 2024

Begins

Dec 4, 2025

Discovered

Jan 5, 2026

Filed

vs. sector median

4 wks faster

This filing is one of 3 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (2) · sorted by filing gap

Filing propagation · 3 filings · 3 states

View merged incident ↗
Nebraska State AGDec 31 · first
Massachusetts State AGDec 31 · first
Texas State AG+5d · this page

Pattern: first filing Dec 31 (NE), last Jan 5 (TX) — a 5-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.