HackingFinancial ServicesFinancePhishingStolen CredentialsCustomer Data InvolvedTargetedIdentity (basic)Government IDMediumContained

Cross Financial Corp.

bd_4073494b40344a78 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Sep 4, 2025

Filed

Nov 12, 2025

To disclose

10 weeks

Affected · nationwide

113111 in this filing

Confidence

66%

Full breach record for Cross Financial Corp. →

Cross Financial Corp. reported an external system breach affecting 113 individuals (111 Maine residents). Unauthorized access to an employee's email account occurred between Sept 2-4, 2025, likely via phishing. Affected data included names and Social Security numbers. Notices were sent on Nov 12, 2025, offering 12 months of credit monitoring via Kroll.

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Maine clockDiscovered Sep 4, 2025 → Filed with AG Nov 12, 202569d ⏱ ME AG >30d10 weeks discovery → filing

Incident timeline

undetected · 2 days

discovery → filing · 10 weeks / 69 days

Sep 2, 2025

Begins

Sep 4, 2025

Discovered

Nov 12, 2025

Filed

vs. sector median

+1 wks slower

Tracked as a single-filing incident — the only disclosure on record for this event so far.Confirmed113 affectedView incident

Name: Cross Financial Corp.
norm: cross financial
Industry: Financial Services

Name: Cross Financial Corp.
norm: cross financial
Industry: Financial Services
Industry: Financial Servicesllm

Discovered: Sep 4, 2025
Breach occurred: Sep 2, 2025 – Sep 4, 2025
Undetected for: 2 daysoccurrence → discovery
Materiality determined: —
Notification sent: Nov 12, 2025
Affected individuals: 113state + nationwide
Data types: Identity (basic)Government ID
Attack vector: Phishing
MITRE ATT&CK: T1566.002 Spearphishing LinkT1078 Valid AccountsT1114 Email Collection
Threat actor: ExternalFinancial
Regulator citations: Providing written notice of this incident to relevant state and federal regulators
Initial access: phishing_link

During the incident: Began an investigation into the nature and scope of the activity
Conducted a detailed review of the potentially impacted data
Provided access to credit monitoring services for twelve (12) months, through Kroll
Providing impacted individuals with guidance on how to better protect against identity theft and fraud
Providing written notice of this incident to relevant state and federal regulators
Changes made: Implementing additional safeguards and training to its employees
Implemented additional security measures related to data privacy and security
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 10 weeks(69 days from discovery to filing)
Compliance flags: ME AG >30d · 69d
Discovery-date grounding: letter-groundedThe discovery date is the detection date narrated in the notification letter — the defensible tier.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Sep 4, 2025
→ Filed with AG: Nov 12, 2025
69d 30 days (soft) ME AG >30d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Sep 4, 2025 → Filed with AG: Nov 12, 2025	69d	30 days (soft)	ME AG >30d

Status: No extraction artifact recorded for this disclosure.

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/554bdca5-3684-4bc1-aae5-c5369a67e39a.html
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Nov 12, 2025
Raw hash: d7dc001b9862957a7030bb3e0e032f5f0a42eae08b7db90379864191e554151c

Reporting entityCross Financial Corp.

Victim entityCross Financial Corp.

Incidentdiscovered Sep 4, 2025

Stated responseBegan an investigation into the nature and scope of the activity

ComplianceME AG >30d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov