DisclosureLens
MisuseFinancial ServicesTechnologyFinancePrivilege AbuseEmployee Data InvolvedCustomer Data InvolvedIdentity (basic)Financial accountHighContained

American First Finance

bd_204ff99cdd8ddbce · schema v1 · pii pii-v1

Severity

High

Discovered

Jun 18, 2025

Filed

Sep 12, 2025

To disclose

12 weeks

Affected · nationwide

689,000208 in this filing

Linked

10 filings

Confidence

65%
Full breach record for American First Finance2 incidents on file

American First Finance, LLC reported a data breach occurring on May 31, 2024, involving insider wrongdoing by a former employee. The incident affected 689,000 individuals nationwide, including 208 Maine residents. Personal information and financial account data were accessed. American First Finance, a technology provider contracted by FinWise Bank, notified affected consumers on July 29, 2025, offering 24 months of credit monitoring.

Maine clockDiscovered Jun 18, 2025Filed with AG Sep 12, 202586d ME AG >30d12 weeks discovery → filing
AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 383 days
discovery → filing · 12 weeks / 86 days

May 31, 2024

Begins

Jun 18, 2025

Discovered

Sep 12, 2025

Filed

vs. sector median

+4 wks slower

This filing is one of 10 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (9) · sorted by filing gap

Show 5 more filingsup to 45d gap

Filing propagation · 10 filings · 10 states

View merged incident ↗

Pattern: first filing Jul 29 (NE), last Sep 15 (TX) — a 48-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.