DisclosureLens
MisuseFinancial ServicesTechnologyFinancePrivilege AbuseEmployee Data InvolvedCustomer Data InvolvedIdentity (basic)Financial accountHighContained

American First Finance

bd_204ff99cdd8ddbce · schema v1 · pii pii-v1

Severity

High

Discovered

Jun 18, 2025

Filed

Sep 12, 2025

To disclose

12 weeks

Affected · nationwide

689,000208 in this filing

Linked

10 filings

Confidence

65%
Full breach record for American First Finance →2 incidents on file

American First Finance, LLC reported a data breach occurring on May 31, 2024, involving insider wrongdoing by a former employee. The incident affected 689,000 individuals nationwide, including 208 Maine residents. Personal information and financial account data were accessed. American First Finance, a technology provider contracted by FinWise Bank, notified affected consumers on July 29, 2025, offering 24 months of credit monitoring.

Maine clockDiscovered Jun 18, 2025 → Filed with AG Sep 12, 202586d ⏱ ME AG >30d12 weeks discovery → filing
⚠ AG web formThe discovery date came from the AG web-form field, which is systematically later than the detection date stated in the letter. Treat the clock as indicative.

Incident timeline

undetected · 383 days
discovery → filing · 12 weeks / 86 days

May 31, 2024

Begins

Jun 18, 2025

Discovered

Sep 12, 2025

Filed

vs. sector median

+4 wks slower

This filing is one of 10 filings about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (9) · sorted by filing gap

Show 5 more filings ↓up to 45d gap

Filing propagation · 10 filings · 10 states

View merged incident ↗

Pattern: first filing Jul 29 (NE), last Sep 15 (TX) — a 48-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.