HackingFinancial ServicesFinanceCustomer Data InvolvedData ExfiltratedIdentity (basic)Government IDFinancial accountHighContained

The Old Point National Bank of Phoebus

bd_10e547fa1388b925 · schema v1 · pii pii-v1

Severity

High

Discovered

Sep 3, 2022

Filed

Nov 9, 2022

To disclose

10 weeks

Affected · nationwide

16,4967 in this filing

Linked

6 filings

Confidence

65%

Full breach record for The Old Point National Bank of Phoebus →

Old Point National Bank experienced a data breach where an unauthorized party gained access to a business email account on or around September 2, 2022. The incident, discovered the following day, potentially exposed the personal information of 16,496 loan applicants, including names, Social Security numbers, driver's license numbers, and bank account details. The bank has notified affected individuals, engaged external cybersecurity experts, is cooperating with law enforcement agencies, and is offering one year of complimentary credit monitoring services.

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Maine clockDiscovered Sep 3, 2022 → Filed with AG Nov 9, 202267d ⏱ ME AG >30d10 weeks discovery → filing

Incident timeline

undetected · 1 days

discovery → filing · 10 weeks / 67 days

Sep 2, 2022

Begins

Sep 3, 2022

Discovered

Nov 9, 2022

Filed

vs. sector median

+1 wks slower

This filing is one of 6 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (5) · sorted by filing gap

Montana State AGbd_2479445bced6fac82022-11-09Verified
Massachusetts State AGbd_267831472cbd4fcd2022-11-09Verified
Indiana State AGbd_55270be59aa6bdef2022-11-30 · +21dVerified
Idaho State AGbd_9ff4fe7fa56f0ef42022-11-30 · +21dVerified

Show 1 more filing ↓up to 26d gap

New Hampshire State AGbd_58b765261ff7013f2022-12-05 · +26dVerified

Name: The Old Point National Bank of Phoebus
norm: the old point national bank of phoebus
Domain: oldpoint.com

Name: The Old Point National Bank of Phoebus
norm: the old point national bank of phoebus
Domain: oldpoint.com
Industry: Financial Servicesllm

Discovered: Sep 3, 2022
Breach occurred: Sep 2, 2022
Undetected for: 1 dayoccurrence → discovery
Materiality determined: —
Notification sent: Nov 8, 2022
Affected individuals: 16,496state + nationwide
Data types: Identity (basic)Government IDFinancial account
Data elements: Social Security number
Attack vector: Unauthorized Access
MITRE ATT&CK: T1114 Email CollectionT1078 Valid Accounts
Threat actor: External

During the incident: Took steps to secure our systems and begin investigating the nature and scope of the incident.
Engaged leading outside security experts to assist with our investigation.
Working closely with and supporting criminal investigations by the Virginia State Police HITECH Crimes Unit, the Virginia Fusion Center, the FBI, and CISA.
Arranged to provide potentially-affected individuals with one year of identity/credit monitoring and identity restoration services through Kroll at no cost to them.
Changes made: Implementing various cybersecurity enhancements.
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 10 weeks(67 days from discovery to filing)
Compliance flags: ME AG >30d · 67dME resident >60d · 66d
Discovery-date grounding: letter-groundedThe discovery date is the detection date narrated in the notification letter — the defensible tier.
Clock breakdown: Statute Window Elapsed Threshold Status
Maine
Discovered: Sep 3, 2022
→ Filed with AG: Nov 9, 2022
67d 30 days (soft) ME AG >30d
Maine
Discovered: Sep 3, 2022
→ Notified: Nov 8, 2022
66d 60 days (analyst band; statutory cap is 30 days) ME resident >60d

Statute	Window	Elapsed	Threshold	Status
Maine	Discovered: Sep 3, 2022 → Filed with AG: Nov 9, 2022	67d	30 days (soft)	ME AG >30d
Maine	Discovered: Sep 3, 2022 → Notified: Nov 8, 2022	66d	60 days (analyst band; statutory cap is 30 days)	ME resident >60d

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 6 filings · 6 states

View merged incident ↗

Montana State AGNov 9 · first

Massachusetts State AGNov 9 · first

Maine State AGNov 9 · first · this page

Indiana State AG+21d

Idaho State AG+21d

New Hampshire State AG+26d

Pattern: first filing Nov 9 (MT), last Dec 5 (NH) — a 26-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://www.maine.gov/agviewer/content/ag/985235c7-cb95-4be2-8792-a1252b4f8318/fb8d794d-65f8-4885-aace-195a5c9f06b8.shtml
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Nov 9, 2022
Raw hash: 51f39c18584bea61ae8588edb915a713cbcd953ef40610b95cda082fc0660a08

Linked disclosures

Regulatory filings (5) · sorted by filing gap

Reporting entityThe Old Point National Bank of Phoebus

Victim entityThe Old Point National Bank of Phoebus

Incidentdiscovered Sep 3, 2022

Stated responseTook steps to secure our systems and begin investigating the nature and scope of the incident.

ComplianceME AG >30d

Extraction provenanceno artifact recorded

Source provenancewww.maine.gov