HackingFinancial ServicesFinanceStolen CredentialsSupply Chain (3P Vendor)Data ExfiltratedCustomer Data InvolvedDelayed DiscoveryIdentity (basic)Government IDFinancial accountEmploymentMediumContained

Stanwich Mortgage Loan Trust A, C, and D

bd_0bbd6e6baa17c075 · schema v1 · pii pii-v1

Severity

Medium

Discovered

Jan 15, 2019

Filed

Feb 12, 2019

To disclose

28 days

Affected

Not disclosed

Linked

3 filings

Confidence

65%

Full breach record for Stanwich Mortgage Loan Trust A, C, and D →

Stanwich Mortgage Loan Trust A, C, and D notified California residents of a data breach involving a third-party vendor, OpticsML. Unauthorized access to OpticsML cloud servers occurred between February 2018 and January 2019, discovered on January 15, 2019. Affected data includes names, addresses, SSNs, loan info, and financial account details. Stanwich engaged forensic experts, contained the breach, and offered two years of credit monitoring.

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California clockDiscovered Jan 15, 2019 → Notified Feb 12, 201928d ✓ CA 60-day OK28 days discovery → filing

Incident timeline

undetected · 348 days

discovery → filing · 28 days

Feb 1, 2018

Begins

Jan 15, 2019

Discovered

Feb 12, 2019

Filed

vs. sector median

4 wks faster

This filing is one of 3 about the same incident.View merged incident

Linked disclosures

Why this link?

Regulatory filings (2) · sorted by filing gap

Massachusetts State AGbd_d5ca18e3bc25c3002019-02-12Verified
New Hampshire State AGbd_0b6a1000d9d6b56d2019-02-19 · +7dVerified

Name: Stanwich Mortgage Loan Trust A, C, and D
norm: stanwich mortgage loan trust a c and d

Name: Stanwich Mortgage Loan Trust A, C, and D
norm: stanwich mortgage loan trust a c and d
Industry: Financial Servicesllm

Discovered: Jan 15, 2019
Breach occurred: Feb 1, 2018 – Jan 24, 2019
Undetected for: 348 daysoccurrence → discovery
Materiality determined: —
Notification sent: Feb 12, 2019
Affected individuals: Not disclosed
Data types: Identity (basic)Government IDFinancial accountEmployment
Data elements: Social Security numberDate of birth
Attack vector: Third-Party / Supply Chain
MITRE ATT&CK: T1078 Valid AccountsT1041 Exfiltration Over C2 Channel
Threat actor: External
Regulator citations: Filed notification with California Attorney General

During the incident: Engaged third-party forensic experts to investigate
Moved affected information offline
Ceased ongoing work with OpticsML
Notified law enforcement
Provided written notice to affected individuals
Offered two years of complimentary credit monitoring and identity theft protection services through Kroll
Changes made: Provided guidance on how to better protect against identity theft and fraud
Advised individuals to report suspected incidents to credit card companies and banking institutions
Provided information on how to place a fraud alert and security freeze on credit files
Source: Quoted from the filing itself, not independently verified.

Time to disclose: 28 days(28 days from discovery to filing)
Compliance flags: CA 60-day OK · 28d
Discovery-date grounding: letter-groundedThe discovery date is the detection date narrated in the notification letter — the defensible tier.
Clock breakdown: Statute Window Elapsed Threshold Status
California
Discovered: Jan 15, 2019
→ Notified: Feb 12, 2019
28d 60 days (analyst band, pre-2026 discoveries) CA 60-day OK

Statute	Window	Elapsed	Threshold	Status
California	Discovered: Jan 15, 2019 → Notified: Feb 12, 2019	28d	60 days (analyst band, pre-2026 discoveries)	CA 60-day OK

Status: No extraction artifact recorded for this disclosure.

Filing propagation · 3 filings · 3 states

View merged incident ↗

Massachusetts State AGFeb 12 · first

California State AGFeb 12 · first · this page

New Hampshire State AG+7d

Pattern: first filing Feb 12 (MA), last Feb 19 (NH) — a 7-day rolling notification. Rolling spreads often mean counsel is filing as thresholds trip per state. Why this link?

Evidence ladder

Leak-site claim

Attacker assertion only. Establishes: claim date, group, alleged victim.

Press / market report

Unlocks: incident narrative, operational impact. Still no compliance clock.

State AG / regulator filingThis record

Unlocks: discovery date, data types, affected count, compliance clock.

SEC 8-K / victim statement

Unlocks: materiality, stated response, full audit trail. Ceiling removed.

Source URL: https://oag.ca.gov/ecrime/databreach/reports/sb24-144635
DisclosureLens links to the originating regulator URL — full filing bodies are not redistributed from public surfaces (§4.5).
Filed at: Feb 12, 2019
Raw hash: 40b0ae8d15601d35deb390cee4dcefc260d94b2219a251ba58413add875e193a

Linked disclosures

Regulatory filings (2) · sorted by filing gap

Reporting entityStanwich Mortgage Loan Trust A, C, and D

Victim entityStanwich Mortgage Loan Trust A, C, and D

Incidentdiscovered Jan 15, 2019

Stated responseEngaged third-party forensic experts to investigate

ComplianceCA 60-day OK

Extraction provenanceno artifact recorded

Source provenanceoag.ca.gov