Carter Bankshares, Inc. (SEC filing type: 10-K Item 1C) discloses its cybersecurity risk management and governance framework. The filing explicitly states that during the years ended December 31, 2025 and December 31, 2024, the Company had no cybersecurity incidents that had, or are reasonably likely to have, a material adverse effect on its business, financial condition, or results of operations. No breach occurred.