This is a Form 10-K annual report filed by Hyundai Auto Receivables Trust 2020-B (depositor: Hyundai ABS Funding, LLC; sponsor: Hyundai Capital America) for fiscal year ended December 31, 2023. The filing contains no cybersecurity incident disclosure; Item 1C (Cybersecurity) and Item 1A (Risk Factors) were omitted per General Instruction J(1) applicable to ABS issuers. No breach, unauthorized access, or security incident is described.