Cat Financial's Form 10-K Item 1C cybersecurity disclosure describes its cybersecurity program, governance structure (overseen by Caterpillar's CIO and Cat Financial's Risk Committee/CISO), risk management framework (NIST CSF, ISO 27001), third-party risk processes, and employee training. The filing states that, as of the report date, the company does not believe risks from any cybersecurity threats, including from previous incidents, have materially affected or are reasonably likely to affect the company. No specific cybersecurity incident is disclosed.