Form 10-K annual report for fiscal year ended December 31, 2023 filed by First National Master Note Trust (issuing entity) with First National Funding LLC as depositor and First National Bank of Omaha as sponsor/servicer. The filing relies on General Instruction J to Form 10-K and omits substantive Item 1C cybersecurity disclosure; legal proceedings described relate to credit-card interchange antitrust litigation (MDL 1720) and RMBS/student-loan trustee litigation, not a cybersecurity incident.