Item 1C of a 10-K filing describes the registrant's cybersecurity risk management and governance. The Company, identified as a banking entity, details its reliance on electronic systems for customers and service providers. It outlines a risk management program including threat identification, third-party risk management, internal committees, expert engagement, and workforce training. The filing states that while minor incidents have occurred, none have materially affected the Company. Governance is overseen by the CEO, CFO, and Boards of Directors.