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Structured extracts of public breach disclosures — regulator filings (SEC, HHS, state AGs, EU DPAs) alongside threat-actor leak-site claims and press reports. SEC and HHS filings render inline from the originating regulator’s public record under the fair report privilege; other sources link out to the source URL. AI-extracted with full per-record audit trail (model, prompt version, confidence).

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Emm Loans LLC data breach (2024) · DisclosureLens

All incidents View linkage analytics →

Merged incident · 2 filings

EMM LOANS LLC

Clustered 2 filings across 2 jurisdictions · filed Nov 7, 2024. View entity profile → Other incidents for this victim →

⚠ 1 cross-filing discrepancy →Merge100%

Confirmed breach. discovered Feb 12, 2024 — the first regulatory filing landed 269 days later (flagged late). 259 individuals reported across the linked filings.

incident inc_0e5161efb3414151 · merge_method deterministic · confidence 100%

Litigation Timing

Notification delay

269days

Discovered → first regulatory filing

Discovery variance

0days

Range of discovered_at dates across filings

Filing span

Regulatory clocksVermont✗ VT AG >45 bdayFull clock table in Litigation Timeline

State AGConfirmedLifecycle stage 2 of 3: ConfirmedUnverified claimConfirmedEnforcedhigh sensitivity

Affected (total reported)

259

Data types

Government ID · PII

0days

Time between earliest and latest filing

Not recorded for this incident

Leak precedence · Materiality delta · SEC filing delay — no leak-site claim in this cluster; no SEC 8-K in this cluster.

Jurisdictions

NH VT

Linked filings

all State AG

Sensitive data

identity_government

Timeline

Earliest sighting first · deep chronology in Litigation Timeline

Breach discoveredletter-grounded
Feb 12, 2024
Reported by NEW HAMPSHIRE AG, VERMONT AG filings
269 days
⛰️New Hampshire State AGFirst filinglinked via multistate filing link · 100%
Filed Nov 7, 2024bd_63f1892ecd3b21ef
EMM Loans LLC notified the New Hampshire Attorney General of a data security incident discovered on February 12, 2024. Unauthorized access to network data affected approximately 259 New Hampshire residents. The company engaged forensic investigators, secured its systems, and sent notifications to affected individuals by September 4, 2024.
Affected (this filing): 259
🍁Vermont State AGMost recent
Filed Nov 7, 2024bd_d02023d8f48bcab7
EMM Loans LLC notified Vermont consumers of a data security incident discovered on February 12, 2024. Unauthorized access to the network resulted in the exposure of Social Security numbers. The company engaged forensic experts, notified the FBI, and provided 12 months of credit monitoring via TransUnion.
VT AG >45 bday

About this clustering

DisclosureLens links filings into incidents through layered matchers: deterministic rules (same source document, multistate filings of one breach, tight-window same-victim pairs), a weighted-similarity scorer for cross-source candidates, and an operator review queue for everything uncertain. Each link records its own method and confidence — shown per filing in the timeline below. The system defaults to NOT merging when uncertain, because a false merge (collapsing two unrelated breaches) is more harmful than a false split (showing related filings separately); uncertain pairs route to human review instead of auto-merging. Filing summaries shown in the timeline are AI-generated extracts — verify each against its linked source.