PATRIOT NATIONAL BANCORP INC

SEC 10-K Item 1C cybersecurity risk management disclosure by an insured depository institution. The filer states that, to its knowledge, it has not experienced a cybersecurity incident materially affecting or reasonably likely to materially affect the Company. The section describes the Bank's Information Security Program, board oversight, CIO responsibilities, employee training (including simulated phishing), third-party risk management, and incident response planning. No specific breach is disclosed.